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565 Bear Pen Rd, Piercy, CA, 95587

2beds
1baths
800sqft
$289,000
$361price/sqft
$2,093/moest. monthly cost
$83,720/yrincome needed

About This Home

Enjoy a private getaway in Northern Mendocino county without sacrificing modern connectivity. This property is on-grid with reliable PG&E power and this unique mountain retreat features two water sources--a spring and a well! Abundant south-facing sunlight, and endless room to explore, all surrounded by unspoiled mountain views. Set among towering trees, vibrant greenery, and crisp fresh air, the property offers the perfect balance of rugged independence and peaceful comfort. Built in 1985, the main house includes a spacious kitchen, expansive living area, cozy wood stove, custom built-in shelving, a full bathroom, and a large pantry/storage area. The recently renovated ADU features a full kitchen, open-concept living space, and complete bathroom, making it ideal for guests, rental income, or multigenerational living. Escape to your own private rural retreat right off of highway US-101 down an accessible private gated driveway where star-filled skies, tranquility, and natural beauty await.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

--
--
Osprey Learning CenterGrades 9-1213.3 mi

Construction

Condition

  • Year built: 1985

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other - Spec in Remarks
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bathrooms: 1

Features

  • Fireplace: Yes

Heating

  • Heating features: Wall Furnace,Wood Stove

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Property

Lot

  • Lot size: 38.10 Acres
  • Lot size dimensions: 0 x 0 x 0 x 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Mendocino County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$73$876
Property Taxes $161$1,932
Electricity $398$4,786
Total$2,093$25,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,760/yr
40% on housing$62,790/yr
45% on housing$55,813/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$361This listing

vs Other Active Listings

Avg $/sqft

ZIP 95587$202
Mendocino County$404

vs Homes Sold Last Month

Median $/sqft

ZIP 95587$246
Mendocino County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Listed for sale$289,000

For Sale by Agent

AgentDerek Baca
BrokerageMadrone Realty, Inc.

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