4491 Cardinal Flower, Dayton, OH, 45404
About This Home
Join us for our Open House this Saturday and Sunday from 12-3pm The lowest-priced new homes in Dayton with basements included at no extra cost, private homesites, 10 minutes to WPAFB. Designed with growing families in mind, the Cedar floorplan with full basement offers 1,903 square feet of open, comfortable living space perfect for everyday life and entertaining. The bright, open layout is enhanced by luxury plank flooring in the main living areas and a stunning kitchen featuring White cabinetry, a huge island with Quartz countertops, and stainless-steel appliances-including the refrigerator, washer, and dryer. A tucked-away flex space on the first floor provides the ideal spot for a home office, homework zone, or creative space. Upstairs, you'll find four generously sized bedrooms, two full baths, and a versatile loft-perfect for playtime, movie nights, or quiet relaxation. The owner's suite is a true retreat with two walk-in closets and a private bath with double sinks and a walk-in shower. This home truly has the space, style, and flexibility to grow with you. At Willow Hills you will enjoy 2 entrances, Pond, greenspace, playground and side walks throughout. When using NVR Mortgage you will receive $10,000 towards you financing. $0 Down Programs are available!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction,Under Construction
- New construction: Yes
- Year built: 2026
Other
- Builder name: Ryan Homes
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Cooling
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,903 sqft
Property
Features
- Levels: 2.0
- Stories: 2
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,690 | $20,280 |
| Home Insurance * | $440 | $5,280 |
| Property Taxes | $481 | $5,772 |
| Electricity | $204 | $2,449 |
| Total | $2,815 | $33,780 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $336,275 |
View on Zillow