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LOT 3T Mistral Cir, Clay, NY, 13090

3beds
3baths
2,320sqft
$718,240
$310price/sqft
$5,576/moest. monthly cost
$223,040/yrincome needed

About This Home

SCOTT MERLE BUILDERS WILL DESIGN YOUR NEW HOME AT THE END OF THE CUL DE SAC WHERE A CHOICE OF TWO 1.144 ACRE PRIVATE & WOODED HOMESITES AWAIT. WHETHER YOU IN THE MARKET FOR 2 STORY, HYBRID, TRANSITIONAL, COLONIAL, FARM STYLE OR RANCH WE DO IT ALL. EACH HOME IS DESIGNED AROUND ONE SIMPLE QUESTION, "HOW DO YOU LIVE." FROM THERE, THE INTERACTIVE PROCESS BEGINS WITH FOCUS ON ACCESSABILITY, AS WELL AS MAXIMIZING USABLE SPACE. YOU WON'T BE DISAPPOINTED. FLEXIBILITY IN HOME DESIGNS FROM 2-3 CAR GARGES, NUMBER'S OF BEDROOOMS, BEAM WORK, OPEN CONCEPTS, WALLS OF GLASS AND SO MUCH MORE ARE. THESE ARE ONLY SOME OF THE COMPONENTS THAT ARE TAKEN INTO CONSIDERATION. PICTURES SHOWN ARE ONLY A FEW OF THE MANY EXAMPLES THAT COULD BE INCORPORATED INTO YOUR NEW HOME. SCOTT MERLE BUILDERS CURRENTLY BUILDING THROUGHOUT CNY, YOUR HOMESITE OR OURS, WATERFRONT, OR ACREAGE. EACH HOME DESIGNED AROUND "HOW YOU LIVE." MAXIMIZING SPACE NOT WASTING IT! FINAL PRICING WILL BE BASED ON DESIGN AND FEATURES CHOSEN.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

--
6/10
6/10
Liverpool High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block
  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Blown-In Insulation,Composite Siding,Stone,Spray Foam Insulation,Vinyl Siding,PEX Plumbing

Other

  • Builder model: SCOTT MERLE BUILDERS

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Colonial,Craftsman,Farmhouse,Traditional,Transitional
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Built-In Oven,Dishwasher,Gas Cooktop,Disposal,Gas Water Heater,Microwave
  • Laundry features: Upper Level

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Cathedral Ceiling(s),Den,Eat-in Kitchen,Granite Counters,Great Room,Country Kitchen,Pantry,Quartz Counters,Walk-In Pantry
  • Window features: Thermal Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,320
  • Total interior livable area: 2,320 sqft

Laundry

  • Level: Second

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 0000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch
  • Exterior features: Gravel Driveway

Lot

  • Lot size: 1.11 Acres
  • Features: Cul-De-Sac,Rectangular,Rectangular Lot,Wooded
  • Lot size dimensions: 214 x 232

Parking

  • Total spaces: 2.5
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Ice Storm
Lightning

FEMA Declared Disasters in Onondaga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,631$43,572
Home Insurance *$234$2,808
Property Taxes $1,328$15,936
Electricity $383$4,600
Total$5,576$66,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,177/yr
40% on housing$167,280/yr
45% on housing$148,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.5%
3.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 13090$176
Onondaga County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 13090$177
Onondaga County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$718,240

New Construction

AgentBob Kayne
BrokerageColdwell Banker Prime Prop,Inc

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