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16385 WATERVILLE Road #1, Jacksonville, FL, 32226

5beds
6baths
4,854sqft
$2,944,500
$607price/sqft
$19,116/moest. monthly cost
$764,640/yrincome needed

About This Home

Welcome to one of North Florida's most extraordinary waterfront opportunities. This rare vacant lot offers deep water access with panoramic views of Amelia Island & endless possibilities to build your dream coastal estate. The property features a private deep-water dock that can accommodate up to a 100-foot yacht, placing you just minutes from the open ocean. Even more unique, the site is FAA-approved for a water plane landing strip--ideal for the adventurous buyer seeking true access by sea or sky. To bring this vision to life, we have partnered with Glenn Layton Homes, North Florida's premier luxury builder, to offer an exclusive custom build opportunity. Featured with this property is Glenn Layton's signature Rosemary floorplan, a stunning design that blends timeless coastal architecture with modern livability. The Rosemary showcases open living spaces, expansive windows to capture the water views, and a seamless indoor-outdoor flow perfect for entertaining. Price is for lot & build

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

5/10
4/10
Oceanway SchoolGrades 6-89.9 mi
2/10
First Coast High SchoolGrades 9-128.2 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2027

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total interior livable area: 4,854 sqft

Property

Details

  • Parcel number: 1596650380
  • Attached to another structure: Yes

Features

  • Stories: 2
  • Has view: Yes
  • View description: Intracoastal,River,Water
  • Has water view: Yes
  • Water view: Intracoastal,River,Water
  • On waterfront: Yes
  • Waterfront features: Intracoastal,Navigable Water,River Front,Seawall

Lot

  • Lot size: 0.90 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Wildfire
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,888$178,656
Home Insurance *$1,900$22,800
Property Taxes $1,840$22,080
Electricity $488$5,861
Total$19,116$229,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$655,405/yr
40% on housing$573,480/yr
45% on housing$509,760/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$607This listing

vs Other Active Listings

Avg $/sqft

ZIP 32226$234
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32226$190
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Listed for sale$2,964,500

New Construction

AgentJORDAN GALLUP
BrokerageCHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

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