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18 Wood Duck Way, Edgartown, MA, 02539

4beds
3baths
2,864sqft
$1,800,000
$628price/sqft
$11,163/moest. monthly cost
$446,520/yrincome needed

About This Home

Turnkey modern home with 4 bedrooms and 3 full baths, filled with natural light from large windows and soaring ceilings. The first floor offers three bedrooms and a full bath with double sinks, while warm oak and maple floors are accented by cherry stairs and custom built-ins.The open-concept second level features a spacious kitchen, living, and dining area, along with a private primary en suite complete with a Jacuzzi tub, shower, walk-in closet, and dressing area. Multiple sliders open to a large sunny deck--perfect for outdoor dining, relaxing, and entertaining.A fully finished lower level with 18-foot ceilings, abundant windows, a full bath, and separate entrance provides flexible space for a media room, office, or recreation area.Located in a private community with amenities including tennis, pickleball, clubhouse, freshwater pond, and access to a saltwater dock and boat landing, plus potential mooring through Oak Bluffs Harbormaster. Convenient to Farm Neck Golf Club, beaches, shops, and all island towns. Offered as-is.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1980

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Full bathrooms: 3

Property

Lot

  • Lot size: 0.81 Acres

Parking

  • Total spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,101$109,212
Home Insurance *$808$9,696
Property Taxes $690$8,280
Electricity $564$6,777
Total$11,163$133,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$382,731/yr
40% on housing$334,890/yr
45% on housing$297,680/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$628This listing

vs Other Active Listings

Avg $/sqft

ZIP 02539$1,310
Dukes County$1,036

vs Homes Sold Last Month

Median $/sqft

ZIP 02539$973
Dukes County$616

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentJanna O'Loughlin
BrokeragePortfolio Properties

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