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12 Utah Dr APT A, Matawan, NJ, 07747

2beds
1baths
0sqft
$300,000
--price/sqft
$2,300/moest. monthly cost
$92,000/yrincome needed

About This Home

Welcome to peaceful living in highly desirable Cheesequake Village, 55+ community. This 2 BR/1 bath unit features ground floor entry and backs up to the woods for a quiet environment. Close to local shopping/dining and easy commute access. Fully screened Florida room for a relaxing view. Don't miss this opportunity to be a part of lively adult community. *PLEASE TEXT LISTING AGENT FOR APPOINTMENT

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
5/10
5/10
Old Bridge High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1967

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Condo
  • Architectural style: Garden Apartment Style
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range/Oven,Exhaust Fan,Refrigerator,Washer,Gas Water Heater

Basement

  • Area: 0

Bathroom

  • Features: Tub Shower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Living Dining Combo

Features

  • Blinds,2 Bedrooms,Kitchen,Living Room,Bath Full,Other Room(s),None,Florida Room
  • Window features: Blinds
  • Flooring: Carpet,Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Separate Dining Area

Master Bedroom

  • Features: 1st Floor
  • Level: First

Property

Details

  • Parcel number: 1503500000000013C0373

Features

  • Levels: Ground Floor
  • Stories: 1
  • Pool features: Outdoor Pool
  • Patio & porch: Patio,Enclosed
  • Exterior features: Patio,Enclosed Porch(es)

Lot

  • Features: Near Shopping,Near Train
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: None,Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Coastal Flooding
Cold Wave
Ice Storm
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$94$1,128
Property Taxes $497$5,964
Electricity $193$2,318
Total$2,300$27,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,857/yr
40% on housing$69,000/yr
45% on housing$61,333/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07747$311
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 07747$333
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Listed for sale$300,000

For Sale by Agent

AgentKEVIN J. GARCIA
BrokerageNEXTHOME NATIONS REALTY

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