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230 Partition Street #2, Saugerties, NY, 12477

2beds
2baths
1,872sqft
$600,000
$321price/sqft
$4,353/moest. monthly cost
$174,120/yrincome needed

About This Home

Located in the heart of Saugerties' vibrant and walkable village, 230 Partition Street presents a prime mixed-use opportunity on a highly visible corner lot. This property features a bright commercial storefront with expansive wraparound windows, offering excellent exposure and natural light, along with a spacious two-bedroom apartment above. The building is currently under renovation, providing a unique opportunity for a buyer or tenant to step into a refreshed space. The foundation has been fully rebuilt to code, and the property features brand new electrical service, including a 200-amp service along with two additional 100-amp panels, offering flexibility for a variety of commercial and residential needs. The flexible layout of the commercial area makes it ideal for retail, office, studio, or service-based businesses, while the residential unit offers the option for owner-occupancy or additional rental income. The property also benefits from off-street parking, a rare and valuable feature within the village, adding convenience for both business owners and customers. Offered as-is or with the option to build-to-suit at an adjusted price, this is an excellent opportunity to tailor the space to your specific needs while capitalizing on an already strong location and upgraded infrastructure. Positioned just steps from popular restaurants, cafes, boutique shops, and local attractions, the property is surrounded by steady foot traffic and year-round activity. Nearby amenities include Cantine Field, the Saugerties Lighthouse, HITS Equestrian Facility, local theaters, fine dining, shopping, and the Hudson River waterfront, along with a variety of community events and festivals that draw both locals and visitors alike. With easy access to Route 9W, Route 32, and the New York State Thruway, this location offers both convenience and visibility, making it an ideal setting for a thriving business and a smart investment in the heart of the Hudson Valley.

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
Cahill SchoolGrades K-60.3 mi
5/10
6/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Other

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Primary Bathroom
  • Attic: Finished,Full

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,872
  • Total interior livable area: 1,872 sqft

Property

Details

  • Parcel number: 4801018.2790002004.0000000
  • Attached to another structure: Yes
  • Special condition: None

Lot

  • Lot size: 2,614 sqft

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$201$2,412
Property Taxes $810$9,720
Electricity $309$3,712
Total$4,353$52,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,245/yr
40% on housing$130,590/yr
45% on housing$116,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 12477$266
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12477$220
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$600,000

For Sale by Agent

AgentEliana Amodio
BrokerageAmodio Real Estate & Prop

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