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525 Whitewater Rdg, Seneca, SC, 29678

5beds
3baths
2,361sqft
$291,900
$124price/sqft
$1,933/moest. monthly cost
$77,320/yrincome needed

About This Home

Check out 525 Whitewater Ridge, a beautiful new home in our Seneca Falls community. This spacious two-story home features five bedrooms, three bathrooms, and a two-car garage, featuring ample space. As you enter, you’ll be greeted by a foyer that leads you into the heart of the home. The open-concept design blends the spacious family room, dining room, and kitchen, creating an airy and inviting atmosphere. The chef’s kitchen is equipped with modern appliances, ample cabinet space, a walk-in pantry, and a breakfast bar, making it ideal for both cooking and casual dining. Adjacent to the kitchen, you’ll find a guest bedroom, providing added privacy and convenience. The primary suite features a relaxing retreat with a walk-in closet and an en suite bathroom featuring a shower and dual vanities. The additional three bedrooms are spacious and share access to a secondary bathroom. Upstairs, a landing space adding versatility. The laundry room completes the second floor, adding convenience to your daily routine. With its thoughtful design, spacious layout, and modern features, this home is the perfect place to call home. Pictures are representative.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

7/10
6/10
Seneca Middle SchoolGrades 6-81.2 mi
6/10
Seneca High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick,Vinyl Siding

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Range,Gas Water Heater,Microwave,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Dimensions: 13x10

Bedroom3

  • Level: Upper
  • Dimensions: 11x11

Bedroom4

  • Level: Upper
  • Dimensions: 11x11

Bedroom5

  • Level: Upper
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 11x12

Features

  • Dual Sinks,Bath in Primary Bedroom,Pull Down Attic Stairs,Quartz Counters,Smooth Ceilings,Shower Only,Cable TV,Upper Level Primary,Walk-In Closet(s),Loft
  • Window features: Insulated Windows,Tilt-In Windows,Vinyl
  • Flooring: Carpet,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric,Forced Air

Interior Area

  • Total structure area: 2,361
  • Total interior livable area: 2,361 sqft

Kitchen

  • Level: Main
  • Dimensions: 11x14

Laundry

  • Level: Upper
  • Dimensions: 6x6

Living Room

  • Level: Main
  • Dimensions: 14x14

Loft

  • Level: Upper
  • Dimensions: 17x9

Master Bedroom

  • Level: Upper
  • Dimensions: 18x12

Property

Details

  • Parcel number: 2540801012

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio
  • Exterior features: Porch,Patio
  • Living area range: 2250-2499

Lot

  • Lot size: 6,098 sqft
  • Features: City Lot,Subdivision

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Oconee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,476$17,712
Home Insurance *$138$1,656
Property Taxes $92$1,104
Electricity $227$2,724
Total$1,933$23,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,274/yr
40% on housing$57,990/yr
45% on housing$51,546/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.8%
17.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 29678$154
Oconee County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 29678$173
Oconee County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$325,990

New Construction Spec

AgentTrina Montalbano
BrokerageD.R. Horton

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