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305 N 3rd St, Wortham, TX, 76693

5beds
1baths
2,456sqft
$65,000
$26price/sqft
$698/moest. monthly cost
$27,920/yrincome needed

About This Home

This spacious 5-bedroom, 1 bath home is a fantastic investment opportunity full of potential. Situated on a very nice lot with beautiful, mature trees, the property offers both charm and a peaceful setting. With generous square footage and a flexible layout, this home is ready for your vision and creativity to bring it back to life. Whether you’re looking to renovate and flip, create a rental property, or design your dream home, the possibilities here are endless. Featuring ample room for expansion or reconfiguration. Bring your ideas and bring this property back to life. Information is deemed reliable but not guaranteed. Buyer and buyer's agent are responsible for verifying all information, including but not limited to square footage, schools, taxes, and property condition. Buyer will need a new survey.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

3/10
Wortham Elementary SchoolGrades PK-50.3 mi
4/10
Wortham Middle SchoolGrades 6-80.3 mi
7/10
Wortham High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Flooring: Vinyl,Wood

Heating & Cooling

  • Heating features: Floor Furnace,Natural Gas
  • Cooling features: Attic Fan,Ceiling Fan(s),Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 2,456 sqft

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Other

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: R1141
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.48 Acres
  • Features: Few Trees

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Drought
Heat Wave
Ice Storm
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $328$3,936
Home Insurance *$48$576
Property Taxes $53$636
Electricity $269$3,236
Total$698$8,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,931/yr
40% on housing$20,940/yr
45% on housing$18,613/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -10.1%
-10.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$26This listing

vs Other Active Listings

Avg $/sqft

ZIP 76693$412
Freestone County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 76693
Freestone County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Listed for sale$85,000

For Sale by Agent

AgentGannan Stewart
BrokerageEbby Halliday Realtors

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