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2122 Lincoln Way West W, South Bend, IN, 46628

3beds
2baths
1,794sqft
$79,000
$44price/sqft
$708/moest. monthly cost
$28,320/yrincome needed

About This Home

*Seller Financing available* Check out this duplex that is ready for a complete transformation! This property has been taken down to the studs, offering a clean slate for your next project. Perfect for investors, flippers, or anyone looking to customize a multi-unit property from the ground up. Endless possibilities to design, build, and add value. Located near local amenities and positioned for strong future returns.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
63
BikeBikeable

Schools

6/10
Kennedy Primary AcademyGrades K-50.4 mi
9/10
2/10
Washington High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1927

Materials

  • Foundation: Basement
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Unfinished,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,794

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 2,421
  • Total interior livable area: 1,794 sqft

Property

Details

  • Parcel number: 710803261002.000026

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,227 sqft
  • Features: Level,0-2.9999
  • Lot size dimensions: 41X132

Parking

  • Total spaces: 2
  • Parking features: Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Cold Wave

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $399$4,788
Home Insurance *$70$840
Property Taxes $55$660
Electricity $184$2,212
Total$708$8,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,274/yr
40% on housing$21,240/yr
45% on housing$18,880/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$44This listing

vs Other Active Listings

Avg $/sqft

ZIP 46628$104
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46628$108
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Listed for sale$79,000

For Sale by Agent

AgentJarred D Moen
BrokerageeXp Realty, LLC

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