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10121 Mounds Point Dr NW, Cass Lake, MN, 56633

2beds
2baths
1,104sqft
$460,000
$417price/sqft
$3,432/moest. monthly cost
$137,280/yrincome needed

About This Home

Enjoy an affordable slice of heaven on Leech Lake. This cabin has 75' of shoreline. The cabin sleeps 9 with 1 primary bedroom, 1 sleeping room with 2 double bunk beds, a single sleeping bed and queen size sleeper sofa. Bonus, a tiny house that sleeps 2 more people that has its own shower, toilet and sink. The main cabin has a zero clearance wood burning fireplace with western windows looking onto the lake. Enjoy sipping a cup of coffee on your 24' x 12' deck. The cabin also includes the 66' dock and 3600lb hewitt 110 electric motor. Take a stroll to your 1.3 acres back lot. The back lot has an oversize 34' x 24' with an 8' door garage. Great space to fit your toys. If you enjoy gardening, there's a space for that too! Don't wait! This won't last long!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

1/10
1/10
Cass Lake-Bena SecondaryGrades 9-1213.1 mi
6/10

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: None

Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Bedroom2

  • Level: Main
  • Area: 154.4444
  • Dimensions: 13'4x11'7

Bedroom2

  • Level: Main
  • Area: 63
  • Dimensions: 9x7

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Deck

  • Level: Main
  • Area: 288
  • Dimensions: 24x12

Dining Room

  • Level: Main
  • Area: 121.3333
  • Dimensions: 16x7'7

Family Room

  • Level: Main
  • Area: 345.3333
  • Dimensions: 21'7x16

Features

  • Number of fireplaces: 1
  • Fireplace features: Brick,Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,104

Garage

  • Level: Main
  • Area: 816
  • Dimensions: 34x24

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,104
  • Total interior livable area: 1,104 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 16x8'3

Other

  • Level: Main
  • Area: 134.4
  • Dimensions: 14x9.6

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 200263211
  • Zoning description: Shoreline,Residential-Single Family
  • Foundation area: 1104

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: None
  • Has view: Yes
  • View description: City Lights,Lake,Panoramic,West
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(4-10)
  • Frontage length: Water Frontage: 75

Lot

  • Lot size: 1.61 Acres
  • Features: Tree Coverage - Light
  • Lot size dimensions: irregular

Parking

  • Total spaces: 4
  • Parking features: Detached Garage,Driveway - Other Surface,Electric,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Lightning
Strong Wind
Heat Wave
Landslide
Tornado

FEMA Declared Disasters in Cass County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$722$8,664
Property Taxes $214$2,568
Electricity $170$2,050
Total$3,432$41,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,668/yr
40% on housing$102,960/yr
45% on housing$91,520/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 56633$209
Cass County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 56633$92
Cass County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$475,000

For Sale by Agent

AgentMaureen A. Rief
BrokerageColdwell Banker Realty

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