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404 Brooklawn Ave, Little Elm, TX, 75068

4beds
3baths
2,803sqft
$507,000
$181price/sqft
$3,812/moest. monthly cost
$152,480/yrincome needed

About This Home

Just off the banks of Lewisville Lake's 62 miles of shoreline lays Spiritas Ranch, a 545-acre residential community in Little Elm, TX. Spiritas Ranch will span several phases, offering multiple varieties of single-family homes, including a wide range of 40-, 50-, and 60-foot lots. Residents will have access to resort-style amenities, including a swimming pool with cabanas, a kid's pool, a playground, sand volleyball courts and plenty of open green space. Situated in the Denton Independent School District, families can send their children to one of the fastest-growing school districts in Texas. This community is slated for a future school development, restaurant and retail space, offering all of the perks of lakeside living while having the essentials just minutes away. Upon completion, Spiritas Ranch will encompass just over 2,100 new single-family homes to the Little Elm community inviting families and new home buyers to a great new place to call home.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

2/10
5/10
Rodriguez MiddleGrades 6-81.8 mi
4/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Risland Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total interior livable area: 2,803 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Tornado
Heat Wave

FEMA Declared Disasters Across Texas Counties

Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,563$30,756
Home Insurance *$326$3,912
Property Taxes $616$7,392
Electricity $307$3,693
Total$3,812$45,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,697/yr
40% on housing$114,360/yr
45% on housing$101,653/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 75068$182
Denton County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 75068$182
Denton County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$507,000

New Construction Spec

BrokerageRisland Homes

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