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55 Summer Rose Ln, Somerville, TN, 38068

5beds
2baths
2,170sqft
$357,990
$165price/sqft
$2,284/moest. monthly cost
$91,360/yrincome needed

About This Home

D.R. Horton’s new Mason floorplan is a spacious one-story 5 bed / 2 bath home featuring an open-concept layout with 9’ ceilings. The kitchen offers a large island, walk-in pantry, and ample cabinet and counter space, opening to a generous living area with views of the covered porch. The private primary suite includes a double vanity, large walk-in closet, and separate water closet. Four secondary bedrooms are thoughtfully positioned with two shared bathrooms and convenient access to the laundry room. Photos, colors, features, and sizes are for illustration purposes and may vary.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Split Bedroom Plan,Double Vanity Bath,Textured Ceiling,High Ceilings,Square Feet Source: Floor Plans (Builder/Architecture)
  • Window features: Double Pane Windows
  • Flooring: Wood Laminate Floors,Part Carpet
  • Number of fireplaces: 1
  • Fireplace features: In Den/Great Room,Blower Fan
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,220 Wiring

Interior Area

  • Total interior livable area: 2,170 sqft

Kitchen

  • Features: Pantry

Living Room

  • Features: Separate Living Room

Property

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered Patio
  • Waterfront features: Cove

Lot

  • Lot size: 0.29 Acres
  • Features: Level,Corner Lot,Landscaped
  • Lot size dimensions: .29

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Tornado
Cold Wave
Heat Wave
Lightning
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,810$21,720
Home Insurance $200$2,400
Property Taxes $98$1,176
Electricity $176$2,115
Total$2,284$27,408

Income You'd Need if You Spent...

35% on housing$78,308/yr
40% on housing$68,520/yr
45% on housing$60,906/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 38068$136
Fayette County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 38068$165
Fayette County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$357,990

New Construction

AgentAmber Poe
BrokerageD R Horton Memphis

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