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395 Abcd 4th Of July Rd, Estancia, NM, 87016

10beds
8baths
6,200sqft
$850,000
$137price/sqft
$5,226/moest. monthly cost
$209,040/yrincome needed

About This Home

Large 3 story home with a casita cabin and additional duplex on 4 lots, 7-12 acres each bordering national forest. This property is minutes away from the highly viewed 4th of July campground. This is your chance to get in a luxury retreat property at a fraction of the price! The expansive decks and balconies are surrounded by tall pines, native bushes and flowers. Detached guest cottage/cabin will be great for your guests. Trades and creative deals considered! Get out and see this one before it's gone!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

1/10
Lower Elementary SchoolGrades PK-115.6 mi
7/10
Estancia Middle SchoolGrades 7-815.6 mi
2/10
Estancia High SchoolGrades 9-1215.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1970

Materials

  • Roof: Pitched

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 8
  • Full bathrooms: 3
  • 3/4 bathrooms: 5

Features

  • Beamed Ceilings,Cathedral Ceiling(s),Dual Sinks,Home Office,Jack and Jill Bath,Kitchen Island,Multiple Living Areas,Multiple Primary Suites,Separate Shower,Utility Room,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Laminate,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Custom
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 6,200
  • Total interior livable area: 6,200 sqft

Kitchen

  • Level: Main
  • Area: 672

Living Room

  • Level: Main
  • Area: 560

Primary Bedroom

  • Level: Second
  • Area: 600

Property

Details

  • Parcel number: 1032036213258000000
  • Zoning description: C

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Balcony,Covered,Deck,Open,Patio
  • Exterior features: Balcony,Deck,Fire Pit,None,Patio,Private Yard,RV Hookup,Private Entrance
  • Fencing: Gate

Lot

  • Lot size: 40 Acres

Parking

  • Parking features: RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Drought
Hail
Ice Storm
Wildfire
Cold Wave
Earthquake
Strong Wind

FEMA Declared Disasters in Torrance County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$170$2,040
Property Taxes $318$3,816
Electricity $440$5,289
Total$5,226$62,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,177/yr
40% on housing$156,780/yr
45% on housing$139,360/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 87016$128
Torrance County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 87016
Torrance County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Listed for sale$850,000

For Sale by Agent

AgentBrandon C Sanchez
BrokerageThe Sanchez Group Realty

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