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1504 Creekside Dr, Humboldt, IA, 50548

3beds
2baths
1,667sqft
$370,000
$222price/sqft
$2,754/moest. monthly cost
$110,160/yrincome needed

About This Home

A NEW BUILD JUST WAITING FOR YOU TO CALL HOME. CLOSE TO GROCERY STORES AND HOSPITAL. This townhouse is ready for you to move in today. Over 1600 feet of living space with in-floor heat, a master bedroom with attached bath including shower, double sinks, stool, and walk in closet with storage shelves, 2 other bedrooms and a full bath, living room with an electric fireplace, kitchen with custom wood stained cabinets with quartz countertops and appliances staying including: refrigerator, stove, microwave, and dishwasher, from the heated attached 2 car garage is an entry for coats, boots, shoes, etc and a laundry room. Pella triple pane windows. Berte & Son Construction is the builder.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2025

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Full bathrooms: 2

Property

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Heated Garage,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Hail
Strong Wind
Drought
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$347$4,164
Property Taxes $413$4,956
Electricity $124$1,492
Total$2,754$33,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,422/yr
40% on housing$82,620/yr
45% on housing$73,440/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 50548$86
Humboldt County$72

vs Homes Sold Last Month

Median $/sqft

ZIP 50548
Humboldt County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentMarlene Thompson
BrokerageThompson Real Estate

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