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214 S 32nd Ave E, Duluth, MN, 55812

5beds
3baths
4,224sqft
$1,300,000
$308price/sqft
$8,247/moest. monthly cost
$329,880/yrincome needed

About This Home

In a city where grand estates were once carved into the shoreline and wooded hills above Duluth, opportunities like this have become exceptionally rare. Set on 3.7 acres in the heart of the historic Congdon neighborhood, this property offers a combination almost never found today: meaningful acreage, privacy, direct Tischer Creek frontage, and immediate access to the city’s most coveted amenities. Once part of Chester Congdon’s original holdings and historically designed as an orchard during the Congdon estate era, the property still carries a sense of that legacy today. Bordering over 330 feet of Tischer Creek, the land unfolds with mature trees, apple trees, and a series of small waterfalls woven through the landscape. The iconic Lakewalk passes directly through the property, placing miles of lakeshore trail literally outside your door. Just moments from Glensheen Mansion and the historic Congdon estates, the setting carries a character and permanence that newer developments simply cannot replicate. The home itself spans approximately 4,224 finished square feet with five bedrooms, expansive entertaining spaces, a heated indoor pool, hot tub, and a dedicated 32’ x 23’ gym. Triple-glazed windows, radiant heat, and a thoughtful layout designed for both comfort and function round out a residence built to be lived in as much as admired. Estate properties within the city limits are scarce. Estate properties with land, water, history, and walkability at this scale are nearly unheard of.

Getting Around

16
WalkingCar-Dependent
29
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

8/10
7/10
10/10
East Senior High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 2005

Materials

  • Construction materials: Cement Board,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Kitchen Island,Foyer-Entrance
  • Window features: Triple Glazed
  • Flooring: Tiled Floors
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,224

Heating

  • Heating features: Baseboard,Boiler,In Floor Heat,Radiant,Natural Gas

Interior Area

  • Total interior livable area: 4,224 sqft

Master Bathroom

  • Features: Full Master

Property

Accessibility

  • Accessibility features: Partially Wheelchair

Details

  • Parcel number: 010137004060, 010137004050, 010137006110

Features

  • Private pool: Yes
  • Pool features: Heated,Indoor,Private
  • Patio & porch: Patio
  • Exterior features: Balcony,Hot Tub
  • Fencing: Partial
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Creek/Stream,Waterfront Access(Private)
  • Waterbody name: Tischer Creek
  • Frontage length: 330

Lot

  • Lot size: 3.70 Acres
  • Lot size dimensions: 400' x 435'

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Tsunami

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$213$2,556
Property Taxes $1,105$13,260
Electricity $356$4,275
Total$8,247$98,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$282,754/yr
40% on housing$247,410/yr
45% on housing$219,920/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 55812$205
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55812
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$1,400,000

For Sale by Agent

AgentConner Linde
BrokerageReal Estate Consultants

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