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15001 Mill Rd Lot 27, Fort Wayne, IN, 46816

3beds
2baths
1,216sqft
$81,499
$67price/sqft
$704/moest. monthly cost
$28,160/yrincome needed

About This Home

Newly built and ready for its first owner, this 3-bedroom, 2-bathroom home in Mill Road Estates delivers the layout and finishes most buyers want without the price tag of new site-built construction. The main living area opens directly into the kitchen, giving the space a connected, airy feel that suits quiet evenings and gatherings alike. Down the hall, 3 bedrooms are sized for real furniture and real life. The primary bedroom includes a private bath, and the additional bathroom is finished in the same modern palette. Closet space throughout is generous - a detail that surprises most people who tour this floorplan. The home sits on lot #27 within Mill Road Estates in Fort Wayne. Lot rent runs $430/month. The community offers on-site management and regular grounds maintenance. Square footage: approximately 1216. Year built: 2024. Showings are available by appointment. Financing options exist for qualified buyers, including programs designed specifically for manufactured housing. Contact the listing representative to schedule a tour or request additional photos and floorplan details.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

6/10
4/10

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,216

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,216
  • Total interior livable area: 1,216 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 430

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $412$4,944
Home Insurance *$56$672
Property Taxes $52$624
Electricity $184$2,212
Total$704$8,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,137/yr
40% on housing$21,120/yr
45% on housing$18,773/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$67This listing

vs Other Active Listings

Avg $/sqft

ZIP 46816$192
Allen County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 46816$134
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$81,499

For Sale by Agent

AgentAnthony D'andera
BrokerageMill Road Estates

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