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1328 Lacoma Ct, Lockport, IL, 60441

4beds
3baths
3,456sqft
$699,900
$203price/sqft
$5,354/moest. monthly cost
$214,160/yrincome needed

About This Home

Built in 2023, this custom-designed 4-bedroom, 3-bath home blends modern style, everyday comfort, and flexible living. Whether you're working from home, entertaining friends/family, or simply enjoying a low-maintenance lifestyle, this home is designed to fit the way you live. Step inside to soaring 12-foot ceilings in the entry and family room, luxury vinyl plank flooring, custom trim work, recessed lighting, and an impressive open staircase. The open-concept kitchen features dual-tone cabinetry, granite countertops, a large center island, pantry, under-cabinet lighting, and stainless steel appliances, flowing seamlessly into the spacious family room with a gas fireplace and built-in beverage station. Need a home office? This home offers a dedicated main-floor office with custom built-in bookshelves, plus additional finished space in the basement that's perfect for a second office, gym, or media room. The finished basement also includes a custom beverage station with a sink, microwave, and built-in beverage refrigerator-ideal for entertaining. The private primary suite features a tray ceiling and a spa-like bath with a custom tile shower, built-in bench, and upgraded finishes. Additional highlights include main-floor laundry, dual-zone HVAC, central humidifier, water softener, irrigation system, an insulated garage with hot and cold water, and a covered patio with a gas hookup for grilling. Located within walking distance to parks, shopping, restaurants, and daycare, this move-in-ready home offers the perfect combination of modern design, flexible living, and everyday convenience!

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

8/10
9/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Stone

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Duplex,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Stainless Steel Appliance(s),Humidifier
  • Laundry features: Main Level,Washer Hookup,Gas Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 169
  • Dimensions: 13X13

Bedroom3

  • Features: Flooring (Luxury Vinyl)
  • Level: Basement
  • Area: 208
  • Dimensions: 16X13

Bedroom4

  • Features: Flooring (Luxury Vinyl)
  • Level: Basement
  • Area: 169
  • Dimensions: 13X13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 108
  • Dimensions: 12X9

Family Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Basement
  • Area: 660
  • Dimensions: 30X22

Features

  • Vaulted Ceiling(s),Dry Bar,Wet Bar,1st Floor Bedroom,1st Floor Full Bath,Storage,Built-in Features,Walk-In Closet(s),Open Floorplan,Granite Counters
  • Door features: Sliding Glass Door(s)
  • Window features: Screens
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Gas Starter,Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,700

Foyer

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 120
  • Dimensions: 20X6

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Zoned,Dual

Interior Area

  • Total structure area: 1,756
  • Total interior livable area: 3,456 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Island),Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Laundry

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 40
  • Dimensions: 8X5

Living Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 280
  • Dimensions: 20X14

Master Bedroom

  • Features: Flooring (Luxury Vinyl),Bathroom (Full,Double Sink)
  • Level: Main
  • Area: 208
  • Dimensions: 16X13

Office

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1104242110360000
  • Special condition: None
  • Other equipment: Water-Softener Owned,Ceiling Fan(s),Sump Pump,Backup Sump Pump;

Features

  • Patio & porch: Deck,Patio

Lot

  • Lot size: 2,240 sqft
  • Features: Landscaped
  • Lot size dimensions: 40X56

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$326$3,912
Property Taxes $1,224$14,688
Electricity $265$3,189
Total$5,354$64,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,565/yr
40% on housing$160,620/yr
45% on housing$142,773/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 60441$213
Will County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 60441$207
Will County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2023-09-26Sold$537,040

For Sale by Agent

AgentKelsey Domina
BrokerageCrosstown Realtors, Inc.

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