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429 Mill Pond Dr #429, San Jose, CA, 95125

2beds
2baths
1,940sqft
$437,000
$225price/sqft
$2,911/moest. monthly cost
$116,440/yrincome needed

About This Home

In this peaceful community of 55+(1 member) located in San Jose is one of the largest homes at 1,940 sqft. It offers fully remodeled 2 bedrooms with built-in spacious closets, ceiling fans and 2 full custom built bathrooms with double sinks, dual flush toilets, and a combination of shower and tub option, new paint throughout, kitchen is custom designed with built-in gas oven range, microwave, dishwasher, refrigerator, hood over range, garbage disposal, and a pantry cabinet for ample storage. The interior features an open concept spacious living room with stone from Spain on accent walls, Lux vinyl flooring throughout, complemented by central forced air heating and central air conditioning for year-round comfort. The oversized dining room with two chandeliers provides a dedicated space for meals plus an area for an additional sitting/family room if desired. Washer & Dryer in laundry room with space to set up an Office. Fenced at back and side of home for gardening/use as a dog run. Too many excellent features to list here- full list in disclosures-come and see this beautiful home for yourself! 2 Extra storage sheds in side yard. Community Clubhouse, Rec Room, Pool and Spa, Tennis Courts and BBQ area. Close to shopping/restaurants at The Plant. Easy access to Almaden Exp & Hwy 87.

Getting Around

28
WalkingCar-Dependent
48
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Shingle

Type & Style

  • Home type: MobileManufactured
  • Property subType: Double Wide Mobile Home,ManufacturedinPark

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Disposal,Range Hood,Microwave,Built In Oven/Range,Built In Gas Oven/Range,Refrigerator,Washer/Dryer

Bathroom

  • Features: DoubleSinks, DualFlushToilet, ShowerandTub, StallShower, UpdatedBaths

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Vinyl Linoleum
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,940
  • Total interior livable area: 1,940 sqft

Kitchen

  • Features: ExhaustFan, PantryCabinet

Property

Details

  • Parcel number: ABE9910
  • Lease amount: 1292
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: Community

Parking

  • Total spaces: 2
  • Parking features: Carport,Common,Guest
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,209$26,508
Home Insurance *$39$468
Property Taxes $247$2,964
Electricity $416$4,992
Total$2,911$34,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,805/yr
40% on housing$87,330/yr
45% on housing$77,626/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 95125$811
Santa Clara County$790

vs Homes Sold Last Month

Median $/sqft

ZIP 95125$1,133
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$437,000

For Sale by Agent

AgentNina Daruwalla
BrokerageColdwell Banker Realty

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