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5419 Duxford Cir, Saint Cloud, FL, 34771

3beds
3baths
2,029sqft
$470,560
$232price/sqft
$3,146/moest. monthly cost
$125,840/yrincome needed

About This Home

Brand-new 3-bedroom home for sale in St Cloud, Florida! A homeowner favorite, the spacious Shelby II provides you with a welcoming, open living area with luxury vinyl plank flooring. Relax in your luxurious owner's suite complete with an elegant tray ceiling, a walk-in wardrobe, and an en-suite bath including a decorative tiled shower with glass enclosure, dual vanities, a linen closet, and a closeted toilet. Plus enjoy your outdoor living space on your covered lanai! This home includes features and finishes hand-selected by our professional designers to provide you with enduring style, move-in convenience, and easy home maintenance: Open kitchen with: A counter-height island. 42-in. white shaker-style cabinets with crown moulding and decorative knobs/pulls . Quartz countertops. Stainless steel undermount sink with a pull-down faucet . Walk-in pantry . Samsung stainless steel appliances: 5-burner smooth-top electric range with wi-fi smart controls. Fingerprint-resistant microwave with ventilation system. ENERGY STAR® quiet-operation dishwasher. ENERGY STAR® large capacity side by side door refrigerator . . . Shaw stain-resistant carpet in the bedrooms . 52" Matte white ceiling fans in the gathering room and all bedrooms. Custom-fit 2-in.&nbs

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
6/10
Narcoossee Middle SchoolGrades 6-85.0 mi
5/10
Harmony High SchoolGrades 9-126.4 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Highland Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,029 sqft

Property

Features

  • Levels: 1.0
  • Stories: 1

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Wildfire
Hurricane
Inland Flooding

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,379$28,548
Home Insurance *$265$3,180
Property Taxes $298$3,576
Electricity $204$2,450
Total$3,146$37,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,862/yr
40% on housing$94,380/yr
45% on housing$83,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 34771$226
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34771$211
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$470,560

New Construction Spec

AgentHighland Homes
BrokerageHighland Homes

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