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3809 W Owen Ave, Visalia, CA, 93291

4beds
3baths
2,832sqft
$594,020
$210price/sqft
$4,128/moest. monthly cost
$165,120/yrincome needed

About This Home

Homesite 52 is the Kinsley plan at Madison at Oak Place, a functional two-story plan to adapt to your family's unique needs. The home begins with an inviting entry hallway that leads to Bedroom 4, conveniently located near a full bathroom and a nearby storage closet. This flexible space works well for guests or a comfortable home office. Just beyond the entry, the stairwell opens into the Great Room and dining area, creating an open and welcoming main living space. The dining area connects seamlessly to the kitchen, which features a generous center island, ample counter space, and a walk-in pantry closet, ideal for both everyday living and entertaining. Upstairs, a comfortable loft overlooks the Great Room below and provides easy access to the laundry room. Two separate hallways extend from the loft. One leads to Bedrooms 2 and 3, each with a walk-in closet, along with a full bathroom featuring a dual sink vanity and a linen and storage closet. The second hallway leads to the Owner's Suite, offering a private retreat with an en-suite bathroom, dual sink vanities, a walk-in closet, and an additional linen closet.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
Denton ElementaryGrades K-62.0 mi
4/10
Ridgeview MiddleGrades 7-81.0 mi
9/10
Redwood High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Trumark Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total interior livable area: 2,832 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Tulare County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,003$36,036
Home Insurance *$177$2,124
Property Taxes $341$4,092
Electricity $607$7,287
Total$4,128$49,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,531/yr
40% on housing$123,840/yr
45% on housing$110,080/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 93291$231
Tulare County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 93291$244
Tulare County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$613,740
2026-05-07Listed for sale$575,520

New Construction Spec

BrokerageTrumark Homes

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