120 Saddle St, Elizabethtown, KY, 42701
About This Home
Miles Pointe Lot #32. Estimated completion is August/September 2026. Life looks better here at 120 Saddle St., Elizabethtown, KY, an exceptional new home in our Miles Pointe community. Featuring the impressive Henley floor plan that offers 2,600 Sq. Ft. with 5 bedrooms, 3 full bathrooms, a flex room, an upstairs loft, and a fully drywalled 2-car garage with door opener. The kitchen truly stands out and includes beautiful sarsaparilla colored shaker-style cabinetry with soft-close doors, quartz countertops, stainless-steel appliances, a large pantry, and an island with room for seating. Luxury vinyl plank flooring runs throughout the foyer, flex room, kitchen, great room, and bathrooms, creating a cohesive and modern feel. Along with the versatile flex room, the main level also includes a private bedroom—ideal for guests or an additional home office. The thoughtfully placed staircase offers added privacy as it leads upstairs to four additional bedrooms. Upstairs, you'll find a spacious loft area perfect for entertaining or serving as a second living space. The luxurious primary suite features large windows, and a deluxe en-suite bathroom complete with a double bowl vanity, walk-in shower, and a generous walk-in closet. With its smart layout, functional design, and spacious feel, the Henley offers the perfect blend of style and everyday livability. Contact us today to schedule your private tour! Decorated photos and virtual tour are representative of the plan only and may vary as built.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Vinyl Siding,Wood Frame,Stone Veneer
Other
- Builder name: D.R. Horton
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bedroom
- Level: First
- Area: 119.4975
- Dimensions: 11.75 x 10.17
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Dining Area
- Level: First
Features
- Finished area below ground: 0
- Finished area above ground: 2,600
Full Bathroom
- Level: First
Full Bathroom
- Level: Second
Great Room
- Level: First
- Area: 221.1
- Dimensions: 16.08 x 13.75
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,600
- Total interior livable area: 2,600 sqft
Kitchen
- Level: First
Laundry
- Level: Second
Loft
- Level: Second
- Area: 181.0686
- Dimensions: 18.42 x 9.83
Primary Bathroom
- Level: Second
Primary Bedroom
- Level: Second
- Area: 213.06
- Dimensions: 16.08 x 13.25
Study
- Level: First
- Area: 128.475
- Dimensions: 11.42 x 11.25
Property
Details
- Parcel number: 2194008032
Features
- Stories: 2
- Patio & porch: Patio,Porch
Lot
- Lot size: 6,098 sqft
- Features: Covt/Restr,Easement,Sidewalk,Cleared
- Lot size dimensions: 96.33' x 62'
Parking
- Total spaces: 2
- Parking features: Attached,Entry Front,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,793 | $21,516 |
| Home Insurance * | $205 | $2,460 |
| Property Taxes | $186 | $2,232 |
| Electricity | $205 | $2,463 |
| Total | $2,389 | $28,668 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $357,060 |
View on Zillow