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175 Fred Dr, North East, MD, 21901

4beds
4baths
2,859sqft
$589,888
$206price/sqft
$3,949/moest. monthly cost
$157,960/yrincome needed

About This Home

Quick Delivery! Welcome to the stunning Roosevelt model by Gemcraft Homes, a brand-new 4 bedroom, 2.5 bath home offering beautifully designed living spaces, upscale finishes, and modern comfort in the highly sought-after Stoney Creek community. The gourmet kitchen is both elegant and functional, featuring upgraded stainless steel appliances, quartz countertops, a deluxe oversized island, additional cabinetry, stylish two-tone painted maple cabinetry, and an undermount stainless steel sink — perfect for entertaining and everyday living. The open-concept layout flows seamlessly into the spacious great room, where a stunning 60” Simplifire electric fireplace creates a warm and inviting focal point. Soaring 9' ceilings on the first floor, smooth ceilings throughout, upgraded flooring, recessed lighting, hardwood foyer and staircase, and upgraded black stair railings add to the home’s sophisticated design. A private library/study offers the ideal flex space for a home office, reading room, or quiet retreat. The home also features impressive 2’ rear and great room side extensions spanning all three levels, creating an even more open and spacious layout throughout the entire home. Upstairs, the luxurious Venetian-style owner’s bath delivers upgraded granite vanity tops, rectangular sink bowls, tall vanities, and a beautifully designed shower space. The walkout basement with half-glass service door provides excellent storage and future finishing potential, while added windows bring abundant natural light into the home. Located in North East, you’ll love the charming small-town atmosphere featuring boutique shopping, local events, waterfront dining, scenic marinas, and nearby state parks perfect for hiking, fishing, and exploring. Plus, convenient access to major commuter routes makes travel to surrounding areas and world-renowned medical care easily accessible. **Photos for marketing purposes only. Some options and features shown may not be included in the base price.**

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
4/10
North East Middle SchoolGrades 6-82.4 mi
3/10
North East High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Stick Built,CPVC/PVC,Vinyl Siding

Other

  • Builder model: Roosevelt Elevation C
  • Builder name: Gemcraft Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range - Electric,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Other

Bathroom3

  • Level: Lower

Bedroom2

  • Level: Upper
  • Area: 154
  • Dimensions: 11 X 14

Bedroom3

  • Level: Upper
  • Area: 182
  • Dimensions: 14 X 13

Bedroom4

  • Level: Upper
  • Area: 154
  • Dimensions: 11 X 14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 13 X 11

Features

  • Bathroom - Stall Shower,Bathroom - Tub Shower,Family Room Off Kitchen,Open Floorplan,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Dining Area,Pantry
  • Flooring: Carpet
  • Finished area above ground: 2,859

Great Room

  • Level: Main
  • Area: 374
  • Dimensions: 17 X 22

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 5,186
  • Total interior livable area: 2,859 sqft

Kitchen

  • Level: Main
  • Area: 289
  • Dimensions: 17 X 17

Laundry

  • Level: Upper

Library

  • Level: Main
  • Area: 130
  • Dimensions: 13 X 10

Other

  • Level: Upper

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Features: Attached Bathroom,Walk-In Closet(s)
  • Level: Upper
  • Area: 340
  • Dimensions: 17 X 20

Recreation Room

  • Level: Lower

Sitting Room

  • Level: Upper
  • Area: 150
  • Dimensions: 10 X 15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 30 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,982$35,784
Home Insurance *$181$2,172
Property Taxes $422$5,064
Electricity $364$4,371
Total$3,949$47,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,394/yr
40% on housing$118,470/yr
45% on housing$105,306/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 21901$252
Cecil County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 21901$221
Cecil County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$606,990

New Construction

AgentNicole Strahorn
BrokerageGregg Team Realty

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