Rainier East Vlg, Saint Charles, MO, 63304
About This Home
Introducing Village at Twin Creeks by Lombardo Homes – an exclusive new enclave in the heart of Cottleville, where opportunities to build are becoming increasingly rare. This private 10-home community offers a serene setting featuring a large central lake, with select homesites backing directly to the water for picturesque views and added privacy. Ideally located on the south side of Highway N, just east of Highway K, residents enjoy walkable access to Cottleville’s charming shops, local dining, and community events, along with convenient proximity to major highways and top-rated Francis Howell schools. The Rainier "E" elevation is a stunning two-story home offering over 3,300 sq. ft. of beautifully designed living space. The main level features a grand foyer, formal dining room, and an open-concept great room, kitchen, and breakfast nook perfect for entertaining. The private primary suite on the main floor includes a luxurious bath and spacious walk-in closet. Upstairs, you’ll find three additional bedrooms, a full bath, and an unfinished attic for future expansion or storage. A three-car garage completes this elegant design. Base price includes lot. Customize your dream home and experience the exceptional quality and craftsmanship of Lombardo Homes at Village at Twin Creeks.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
Materials
- Construction materials: Brick Veneer,Vinyl Siding
Other
- Builder name: Lombardo Homes
Type & Style
- Home type: SingleFamily
- Architectural style: French Provincial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Cooktop,Microwave,Electric Range,Electric Oven,Electric Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Sump Pump,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Separate Dining,Open Floorplan,Walk-In Closet(s),Kitchen Island,Eat-in Kitchen,Granite Counters,Walk-In Pantry,Double Vanity,Tub,Entrance Foyer
- Door features: Panel Door(s),Pocket Door(s),Sliding Doors
- Window features: Low Emissivity Windows,Tilt-In Windows
- Finished area above ground: 3,346
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,346
- Total interior livable area: 3,346 sqft
Property
Details
- Special condition: Standard
Features
- Levels: One and One Half
- Has view: Yes
- View description: Trees/Woods,Water
- Water view: Water
Lot
- Features: Adjoins Wooded Area
- Lot size dimensions: see onsite sales mgr
Parking
- Total spaces: 3
- Parking features: Attached,Garage,Garage Door Opener,Oversized,Off Street
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Earthquake
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,317 | $63,804 |
| Home Insurance * | $657 | $7,884 |
| Property Taxes | $928 | $11,136 |
| Electricity | $255 | $3,066 |
| Total | $7,157 | $85,884 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $1,051,600 |
View on Zillow