




4159 Pine Rd #5, Mercer, WI, 54547
About This Home
Experience Northwoods lake living at its finest on the breathtaking Turtle Flambeau Flowage! This beautifully maintained stand-alone condo offers stunning western exposure sunsets, sand shoreline & located just 45 ft from the water’s edge for an ultimate waterfront lifestyle. Situated on the incredible 13,000+ acre lake known for exceptional fishing, boating & year-round recreation, this property is also located on ATV & snowmobile trails for endless outdoor adventures. Inside is the inviting living room, showcasing a cathedral wood ceiling, a gorgeous cultured fieldstone gas fireplace w/a hand-hewn mantle & warm Northwoods charm throughout. The open-concept spacious kitchen has a newer stainless-steel stove, refrigerator & dishwasher, all w/extended warranties, Corian countertops, snack bar & pantry. Relax in the lakeside sunroom w/patio doors leading to the patio area & water views. A spectacular 40-ft enclosed entry porch with 4-tier memory vinyl windows & ceiling fans creates additional space to entertain or unwind while taking in the lake scenery. The main level also includes 2 guest bedrooms, a full bath & convenient laundry room with a washer/dryer. A beautiful hand-hewn staircase leads to the upper-level master suite featuring a walk-in closet, private bath w/dual sinks, tub/shower combo, plus a large open loft area for a sitting room, office, or additional sleeping space, all overlooking the lake. Additional highlights include log siding, professionally cleaned & treated shingled roof w/ 2-year moss-proof guarantee, whole-house automatic generator, annually serviced furnace & central air, & shed. Shorelander roll-in aluminum pier w/bench, 18-ft power boat lift, appliances, washer/dryer & some furniture included. Enjoy carefree living w/low $167/month condo fees covering lawn care, snow plowing, garbage & common area insurance. Owners also enjoy a private boat launch, shared sand beach, 630’ of shoreline & 3.3 acres, per survey, shared w/only 7 other units.
Getting Around
Schools
Construction
Condition
- Year built: 2002
Materials
- Foundation: Block
- Roof: Composition,Shingle
- Construction materials: Frame,Log Siding
Type & Style
- Home type: Condo
- Architectural style: One and One Half Story
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer/Dryer
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bathroom
- Level: First
Bedroom
- Level: First
- Dimensions: 11'2x13'3
Bedroom
- Level: First
- Dimensions: 11'2x13'5
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Dimensions: 9'1x13
Features
- Ceiling Fan(s),Cathedral Ceiling(s),High Ceilings,Bath in Primary Bedroom,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Carpet,Tile
- Number of fireplaces: 1
- Fireplace features: Gas,Stone
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,332
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 2,332
- Total interior livable area: 2,332 sqft
Kitchen
- Level: First
- Dimensions: 10'7x13
Laundry
- Level: First
- Dimensions: 6'1x5'1
Living Room
- Level: First
- Dimensions: 21'1x13'11
Loft
- Level: Second
- Dimensions: 11'11x14'2
Master Bathroom
- Level: Second
- Dimensions: 10'4x8'1
Master Bedroom
- Level: Second
- Dimensions: 17'6x18'6
Other
- Level: Second
- Dimensions: 6'10x8'1
Sunroom
- Level: First
- Dimensions: 11x11'6
Property
Details
- Parcel number: 01870000
- Zoning description: Residential
- Other equipment: Generator
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck,Open,Patio
- Exterior features: Boat Lift,Dock,Patio,Shed,Gravel Driveway,Propane Tank - Leased
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Shoreline - Sand,Boat Ramp/Lift Access,Lake Front
- Waterbody name: TURTLE-FLAMBEAU FLOWAGE
- Frontage type: Lakefront
- Frontage length: 630,630
Lot
- Lot size: 3.30 Acres
- Features: Dead End,Lake Front,Level
Parking
- Total spaces: 2
- Parking features: No Garage,Driveway,Shared Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Winter Weather
- Inland Flooding
- Hail
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $380 | $4,560 |
| Property Taxes | $530 | $6,360 |
| Electricity | $219 | $2,629 |
| Total | $4,415 | $52,980 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $650,000 |
