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4159 Pine Rd #5, Mercer, WI, 54547

3beds
2baths
2,332sqft
$650,000
$279price/sqft
$4,415/moest. monthly cost
$176,600/yrincome needed

About This Home

Experience Northwoods lake living at its finest on the breathtaking Turtle Flambeau Flowage! This beautifully maintained stand-alone condo offers stunning western exposure sunsets, sand shoreline & located just 45 ft from the water’s edge for an ultimate waterfront lifestyle. Situated on the incredible 13,000+ acre lake known for exceptional fishing, boating & year-round recreation, this property is also located on ATV & snowmobile trails for endless outdoor adventures. Inside is the inviting living room, showcasing a cathedral wood ceiling, a gorgeous cultured fieldstone gas fireplace w/a hand-hewn mantle & warm Northwoods charm throughout. The open-concept spacious kitchen has a newer stainless-steel stove, refrigerator & dishwasher, all w/extended warranties, Corian countertops, snack bar & pantry. Relax in the lakeside sunroom w/patio doors leading to the patio area & water views. A spectacular 40-ft enclosed entry porch with 4-tier memory vinyl windows & ceiling fans creates additional space to entertain or unwind while taking in the lake scenery. The main level also includes 2 guest bedrooms, a full bath & convenient laundry room with a washer/dryer. A beautiful hand-hewn staircase leads to the upper-level master suite featuring a walk-in closet, private bath w/dual sinks, tub/shower combo, plus a large open loft area for a sitting room, office, or additional sleeping space, all overlooking the lake. Additional highlights include log siding, professionally cleaned & treated shingled roof w/ 2-year moss-proof guarantee, whole-house automatic generator, annually serviced furnace & central air, & shed. Shorelander roll-in aluminum pier w/bench, 18-ft power boat lift, appliances, washer/dryer & some furniture included. Enjoy carefree living w/low $167/month condo fees covering lawn care, snow plowing, garbage & common area insurance. Owners also enjoy a private boat launch, shared sand beach, 630’ of shoreline & 3.3 acres, per survey, shared w/only 7 other units.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Mercer SchoolGrades PK-126.2 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Block
  • Roof: Composition,Shingle
  • Construction materials: Frame,Log Siding

Type & Style

  • Home type: Condo
  • Architectural style: One and One Half Story
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First

Bedroom

  • Level: First
  • Dimensions: 11'2x13'3

Bedroom

  • Level: First
  • Dimensions: 11'2x13'5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 9'1x13

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),High Ceilings,Bath in Primary Bedroom,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas,Stone
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,332

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,332
  • Total interior livable area: 2,332 sqft

Kitchen

  • Level: First
  • Dimensions: 10'7x13

Laundry

  • Level: First
  • Dimensions: 6'1x5'1

Living Room

  • Level: First
  • Dimensions: 21'1x13'11

Loft

  • Level: Second
  • Dimensions: 11'11x14'2

Master Bathroom

  • Level: Second
  • Dimensions: 10'4x8'1

Master Bedroom

  • Level: Second
  • Dimensions: 17'6x18'6

Other

  • Level: Second
  • Dimensions: 6'10x8'1

Sunroom

  • Level: First
  • Dimensions: 11x11'6

Property

Details

  • Parcel number: 01870000
  • Zoning description: Residential
  • Other equipment: Generator

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Open,Patio
  • Exterior features: Boat Lift,Dock,Patio,Shed,Gravel Driveway,Propane Tank - Leased
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Shoreline - Sand,Boat Ramp/Lift Access,Lake Front
  • Waterbody name: TURTLE-FLAMBEAU FLOWAGE
  • Frontage type: Lakefront
  • Frontage length: 630,630

Lot

  • Lot size: 3.30 Acres
  • Features: Dead End,Lake Front,Level

Parking

  • Total spaces: 2
  • Parking features: No Garage,Driveway,Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Inland Flooding
Hail
Strong Wind
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$380$4,560
Property Taxes $530$6,360
Electricity $219$2,629
Total$4,415$52,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,371/yr
40% on housing$132,450/yr
45% on housing$117,733/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.5%
-3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 54547$361
Iron County$346

vs Homes Sold Last Month

Median $/sqft

ZIP 54547
Iron County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$650,000

For Sale by Agent

AgentKATHY TUTT
BrokerageRE/MAX ACTION NORTHWOODS REALTY, LLC

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