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620 N 9th Street, Thayer, MO, 65791

3beds
2baths
1,800sqft
$199,900
$111price/sqft
$1,583/moest. monthly cost
$63,320/yrincome needed

About This Home

Spacious Home in the Town of ThayerWelcome to this well-maintained 3-bedroom, 2-bath home located at 620 North 9th Street in the heart of Thayer, Missouri. Offering approximately 1,800 square feet of living space, this in-town property combines comfort, functionality, and curb appeal in a convenient location close to schools, shopping, and everyday amenities.Inside, you'll find a thoughtfully designed layout with spacious living areas and a comfortable flow throughout. The home features both a soaking tub and walk-in showers, giving you the perfect mix of relaxation and practicality in the bathrooms. Each bedroom offers ample space, making it ideal for families, guests, or a home office setup.Step outside and enjoy both front and back covered patios--perfect for morning coffee, evening gatherings, or simply taking in the peaceful surroundings. The landscaping adds charm and character to the property, while the spacious backyard provides plenty of room for outdoor activities, pets, or gardening.A storage shed is also included, offering extra space for tools, equipment, or seasonal items.Whether you're looking for a primary residence or a move-in-ready home in town, this property offers a great balance of indoor comfort and outdoor living in a desirable Thayer location.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
Thayer Elementary SchoolGrades PK-61.0 mi
7/10
Thayer Sr. High SchoolGrades 7-121.0 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Ice Maker,Microwave,Refrigerator,Electric Water Heater,Dishwasher
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Internet - Fiber Optic,Internet - DSL,Soaking Tub,Walk-In Closet(s),Walk-in Shower,High Speed Internet
  • Window features: Double Pane Windows
  • Flooring: Carpet
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Attic: Access Only:No Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,800

Heating & Cooling

  • Heating features: Central,Heat Pump Dual Fuel,Fireplace(s),Electric,Propane
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom

Details

  • Parcel number: 239.03040090007.01000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.48 Acres
  • Features: Landscaped,Mature Trees,Wooded/Cleared Combo,Paved

Parking

  • Parking features: Parking Pad

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Earthquake
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Wildfire

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$351$4,212
Property Taxes $81$972
Electricity $141$1,693
Total$1,583$18,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,274/yr
40% on housing$47,490/yr
45% on housing$42,213/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 65791$85
Oregon County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 65791
Oregon County$65

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$209,000

For Sale by Agent

AgentBlake Reese
BrokerageUnited Country-Cozort Realty, Inc.

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