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297 Timberlake Dr, Guyton, GA, 31312

4beds
3baths
2,267sqft
$369,400
$163price/sqft
$2,536/moest. monthly cost
$101,440/yrincome needed

About This Home

Estimated Completion by end of August. Welcome home to the Tallulah Plan by Keystone Homes! This thoughtfully designed 4-bedroom, 2.5-bath home offers the perfect blend of space, functionality, and modern living. The main level features a private study, ideal for a home office, playroom, or flex space, along with an open-concept living area that seamlessly connects the kitchen, dining, and family room-perfect for both everyday living and entertaining. Upstairs, youll find a spacious loft that provides additional living space for a media room, game room, or second family room. The private owners suite is also located on the second floor and features a spacious bedroom, an en-suite bath, and a large walk-in closet. Three additional bedrooms and a full bath complete the upstairs layout. For added convenience, the laundry room is located upstairs, making laundry day a breeze. The Tallulah Plan offers the space todays buyers are looking for with flexible living areas, a functional layout, and quality craftsmanship throughout. If this home is not the perfect fit, there are several other home plans and lots available to choose from. For a limited time, the builder is offering a $10,000 incentive to use toward upgrades or closing costs with an approved lender. Incentives are subject to change, so contact the listing agent for the most current details and construction updates.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Oven/Range (Combo)
  • Laundry features: Upper Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Double Vanity,Separate Shower,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,267

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Common,Electric

Interior Area

  • Total structure area: 2,267
  • Total interior livable area: 2,267 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Bar,Walk-in Pantry

Property

Details

  • Parcel number: 0394B382

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Sprinkler System

Lot

  • Lot size: 7,361 sqft
  • Features: Level

Parking

  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Inland Flooding
Lightning
Cold Wave
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,867$22,404
Home Insurance *$176$2,112
Property Taxes $273$3,276
Electricity $220$2,643
Total$2,536$30,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,948/yr
40% on housing$76,080/yr
45% on housing$67,626/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 31312$156
Effingham County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 31312$184
Effingham County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Listed for sale$369,400
2026-05-22Sold$80,000

New Construction

AgentPoppy Bashlor Brown
BrokerageBHHS Kennedy Realty

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