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521 10th St #A1, Union City, NJ, 07087

3beds
3baths
1,227sqft
$659,000
$537price/sqft
$4,634/moest. monthly cost
$185,360/yrincome needed

About This Home

FINAL RESIDENCE available at 521 10th Street — boutique NEW CONSTRUCTION ELEVATOR building in the heart of Union City. Residence A1 offers 3 bedrooms, 3 full en-suite baths, an open-concept layout, PRIVATE OUTDOOR SPACE, and includes GARAGE PARKING and private storage. Features include quartz countertops, stainless steel appliances, in-unit washer/dryer, and modern finishes throughout. Conveniently located near NYC transportation, Hoboken, parks, restaurants, and shopping. Eligible for a 5-year tax abatement. Rare opportunity to own the LAST AVAILABLE HOME in this nearly sold-out development

Getting Around

95
WalkingWalker's Paradise
71
TransitExcellent Transit
64
BikeBikeable

Schools

8/10
Sara M. Gilmore AcademyGrades 1-80.5 mi
8/10
Jose Marti STEM AcademyGrades 9-120.5 mi

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • 1 Other Room

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: Other

Interior Area

  • Total structure area: 1,227
  • Total interior livable area: 1,227 sqft

Property

Details

  • Other equipment: Intercom

Parking

  • Parking features: 2 Cars,Garage,See Remarks
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,332$39,984
Home Insurance *$253$3,036
Property Taxes $856$10,272
Electricity $193$2,318
Total$4,634$55,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,880/yr
40% on housing$139,020/yr
45% on housing$123,573/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$537This listing

vs Other Active Listings

Avg $/sqft

ZIP 07087$422
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07087$387
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$659,000

For Sale by Agent

AgentBARUCH SCHWARTZ
BrokerageKELLER WILLIAMS VALLEY REALTY

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