




6913 Cater Trl, McKinney, TX, 75071
About This Home
MLS# 21263024 - Built by Ashton Woods Homes - Jun 2026 completion! ~ Welcome to the Ellington by Ashton Woods, a thoughtfully designed one-story home offering just over 2,700 square feet, featuring 3 bedrooms, 3 bathrooms, and a versatile flex room with the option to convert into a fourth bedroom. As you enter through the foyer, you’re welcomed into a spacious and open layout designed for both everyday living and entertaining. At the heart of the home, the expansive family room flows seamlessly into the dining area and kitchen, creating a natural gathering space filled with light and connection. The modern kitchen features a large eat-in island, shaker-style cabinetry, ample countertop space, and a walk-in pantry. Covered patios located just off both the family room and dining area create multiple opportunities for indoor-outdoor living, whether entertaining guests or enjoying a quiet evening at home. Privately positioned at the back of the home, the primary suite offers a peaceful retreat with a spacious en-suite bathroom featuring dual vanities, a soaking tub, walk-in shower, linen storage, and a large walk-in closet with direct access to the utility room. Two secondary bedrooms are thoughtfully located on the opposite side of the home, each with nearby access to full bathrooms for added comfort and privacy. Near the front hallway, a flex room provides endless possibilities—ideal for a home office, fitness room, playroom, or additional guest space. For added flexibility, this room can also be converted into a fourth bedroom to better fit your lifestyle needs. Thoughtful design details, open-concept living spaces, and intentional separation between private and shared areas come together to create a home that feels both functional and inviting—designed to support the way you live every day.
Getting Around
Schools
Construction
Condition
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman,Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Cooktop,Disposal
- Laundry features: Laundry in Utility Room
Bedroom
- Features: En Suite Bathroom
- Level: First
- Dimensions: 8 x 12
Bedroom
- Level: First
- Dimensions: 12 x 12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Bonus Room
- Level: First
- Dimensions: 10 x 12
Dining Room
- Level: First
- Dimensions: 18 x 11
Features
- Eat-in Kitchen,High Speed Internet,Kitchen Island,Open Floorplan,Cable TV,Wired for Data,Walk-In Closet(s)
- Flooring: Carpet,Luxury Vinyl Plank
Heating & Cooling
- Heating features: Central,ENERGY STAR/ACCA RSI Qualified Installation,ENERGY STAR Qualified Equipment,Natural Gas
- Cooling features: Central Air,ENERGY STAR Qualified Equipment,Zoned
Interior Area
- Total interior livable area: 2,735 sqft
Kitchen
- Features: Eat-in Kitchen,Kitchen Island,Walk-In Pantry
- Level: First
- Dimensions: 14 x 20
Living Room
- Level: First
- Dimensions: 18 x 19
Master Bathroom
- Features: Dual Sinks
- Level: First
- Dimensions: 16 x 14
Master Bedroom
- Features: En Suite Bathroom
- Level: First
- Dimensions: 15 x 16
Utility Room
- Level: First
- Dimensions: 6 x 7
Property
Details
- Parcel number: 6913 Cater Trail
Features
- Levels: One
- Stories: 1
- Pool features: None,Community
- Patio & porch: Covered
- Fencing: Fenced
Lot
- Lot size: 5,998 sqft
- Lot size dimensions: 50 x 120, 60 x 120
Parking
- Total spaces: 2
- Parking features: Door-Single
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,130 | $37,560 |
| Home Insurance * | $428 | $5,136 |
| Property Taxes | $763 | $9,156 |
| Electricity | $300 | $3,603 |
| Total | $4,621 | $55,452 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $699,000 |
New Construction
