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1212 Lincoln Ave, Rockford, IL, 61102

4beds
4baths
2,792sqft
$275,000
$98price/sqft
$2,483/moest. monthly cost
$99,320/yrincome needed

About This Home

Brand new, high-quality construction ranch home featuring 4 bedrooms, 3.5 bathrooms and a 2-car tandem garage! This beautiful home offers a bright, open floor plan with a spacious living room featuring vaulted ceilings, recessed lighting, large windows and vinyl plank flooring throughout the main level. The brand new kitchen includes dark shaker-style cabinetry, white quartz countertops, tile backsplash, pantry closet, stainless steel appliances and an open dining/living layout that is perfect for entertaining. Three spacious bedrooms are located on the main floor, including the primary suite with a walk-in closet and private bathroom. The bathrooms feature modern black fixtures, updated vanities and tile tub/shower surrounds. The finished basement provides even more living space with a huge rec room, 4th bedroom, bonus room and full bathroom. Main floor laundry room with utility sink. A fantastic opportunity to own a brand-new home with thoughtful design, quality finishes and space to grow. You will also be able to take advantage of the 3-year tax rebate here in Rockford for new construction homes!

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

3/10
King Elementary SchoolGrades K-50.4 mi
1/10
Jefferson High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Stove/Cooktop,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom2

  • Level: Main
  • Area: 127.44

Bedroom3

  • Level: Main
  • Area: 139.23

Bedroom4

  • Level: Lower
  • Area: 127.05

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 145.23

Features

  • L.L. Finished Space,Ceiling-Vaults/Cathedral,Walk-In Closet(s)
  • Finished area below ground: 1,000
  • Finished area above ground: 1,792

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,792
  • Total interior livable area: 2,792 sqft

Kitchen

  • Level: Main
  • Area: 195.96

Living Room

  • Level: Main
  • Area: 290.32

Master Bedroom

  • Level: Main
  • Area: 186.32

Property

Details

  • Parcel number: 1127351003

Features

  • Patio & porch: Deck

Lot

  • Lot size: 6,534 sqft
  • Features: City/Town

Parking

  • Total spaces: 2
  • Parking features: Attached,Tandem
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$357$4,284
Property Taxes $522$6,264
Electricity $214$2,576
Total$2,483$29,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,131/yr
40% on housing$74,490/yr
45% on housing$66,213/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 61102$90
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61102$111
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$300,000

For Sale by Agent

AgentOlga Kampmeier
BrokerageKeller Williams Realty Signature

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