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27 Somerset Rd, Chicopee, MA, 01020

3beds
2baths
1,350sqft
$215,000
$159price/sqft
$1,795/moest. monthly cost
$71,800/yrincome needed

About This Home

Welcome to 27 Somerset Rd in Chicopee—a spacious 3-bedroom, 2 full bath double-wide manufactured home located in the well-maintained Holiday Circle mobile home park. This home offers a comfortable layout with generous living space both inside and out, perfect for both everyday living and entertaining! This move-in ready home provides a great opportunity to add your personal touches over time. The bedrooms are well-sized, including a primary suite with its own full bath for added convenience. Enjoy low-maintenance living with park fees that include water and property taxes, helping simplify your monthly expenses! Whether you're a first-time buyer, downsizing, or looking for an affordable alternative to traditional housing, this home offers excellent value in a convenient Chicopee location.Don’t miss your chance to make this home your own!

Getting Around

39
WalkingCar-Dependent
49
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

4/10
Barry Elementary SchoolGrades K-51.2 mi
3/10
Bellamy Middle SchoolGrades 6-81.3 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Slab
  • Construction materials: Modular

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Finished area above ground: 1,350

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,350
  • Total interior livable area: 1,350 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Zoning: res

Lot

  • Lot size: 3,049 sqft
  • Features: Cleared,Level

Parking

  • Total spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$102$1,224
Property Taxes $252$3,024
Electricity $354$4,259
Total$1,795$21,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,542/yr
40% on housing$53,850/yr
45% on housing$47,866/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 01020$163
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01020$234
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$249,900

For Sale by Agent

AgentMichael Johnson
BrokerageLock and Key Realty Inc.

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