




101 E Water Ave W, Geneva, AL, 36340
About This Home
Welcome to 101 W Water Ave, Geneva, AL! This charming property is nestled just outside of downtown Geneva, offering a unique blend of small-town charm and modern convenience. Located just steps from the scenic Choctawhatchee River, this address puts you within minutes of local favorites like Graceful Rays Coffee, Brad's BBQ , and the historic Geneva City Hall and so much more. At the Moment this property is set up for shop use, But with the right eye it could easily become home for a large family as the building is 5,000 sqft. The property boasts classic Southern architecture with a welcoming façade and ample parking. Whether you’re looking for a cozy residence or a prime commercial space, this location offers endless possibilities. Enjoy the vibrant local scene with nearby eateries such as Gran Jan's Restaurant, Porky Barn, or take a stroll to the Geneva Public Library for a quiet afternoon. With its location, you’ll have easy access to essential services, shopping, and Dining. The surrounding community is known for annual events, making it a wonderful place to live or do business. Don’t miss your chance to be part of the thriving Geneva community at 101 W Water Ave—where comfort, convenience, and charm come together!
Getting Around
Schools
Construction
Condition
- Year built: 1926
Materials
- Foundation: Slab
- Construction materials: Brick,Metal Siding
Type & Style
- Home type: SingleFamily
- Architectural style: One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- 1/2 bathrooms: 2
Cooling
- Cooling features: Exhaust Fan,Window Unit(s)
Features
- Flooring: Concrete,Plank,Vinyl
Interior Area
- Total interior livable area: 5,000 sqft
Property
Details
- Parcel number: 180929202800200000
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Patio
- Exterior features: Covered Patio,Fence,Storage
- Fencing: Partial
- Waterfront features: Water Access
Lot
- Lot size: 1 Acres
- Features: City Lot
- Lot size dimensions: 288.96 x 152.73 x 235.26 x 152.17
Parking
- Total spaces: 6
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 6
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hurricane
- Inland Flooding
- Strong Wind
- Tornado
- Drought
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,006 | $12,072 |
| Home Insurance * | $255 | $3,060 |
| Property Taxes | $39 | $468 |
| Electricity | $559 | $6,713 |
| Total | $1,859 | $22,308 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $199,000 |
