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8085 Rock Island Dr, Harrison, OH, 45030

4beds
4baths
2,914sqft
$484,900
$166price/sqft
$3,543/moest. monthly cost
$141,720/yrincome needed

About This Home

4 Bedroom, 2 Bath, 2 Half Bath Two-story Home. As one of our Pure Style Collection homes, the two-story Bradshaw plan features ample living and relaxation space. Upon stepping into the foyer, you will see a large home office with a nearby powder room. Move into the home and discover the main living space with a spacious family room, a well-equipped kitchen with an island and large walk-in pantry, and a casual dining area. You will appreciate the wood deck located off the dining area letting you enjoy the outdoors. The second floor features a secluded primary suite with a ?huge walk-in closet, three additional bedrooms, and a gameroom. A centrally located second floor laundry room provides added convenience. The bonus finished lower level recreation room presents a nice space for relaxing and entertaining. The 3D tour in this listing is for illustration purposes only. Options and finishes may differ in the actual home for sale. Any furnishings shown are not a part of the listing unless otherwise stated.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Harrison Middle SchoolGrades 6-82.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Drees Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Interior Area

  • Total interior livable area: 2,914 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Heat Wave
Landslide
Strong Wind

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,451$29,412
Home Insurance *$170$2,040
Property Taxes $610$7,320
Electricity $312$3,750
Total$3,543$42,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,474/yr
40% on housing$106,290/yr
45% on housing$94,480/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 45030$196
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45030$190
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$484,900

New Construction Spec

BrokerageDrees Homes

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