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2510 State Highway 30a, Fonda, NY, 12068

1beds
1baths
500sqft
$159,500
$319price/sqft
$1,410/moest. monthly cost
$56,400/yrincome needed

About This Home

LAND TO BUILD YOUR DREAM HOME, LAND TO HUNT, WE GOT IT. 22.649 Acres of Scenic Land with Water Access & Income Potential Discover this stunning acre 22.649 property featuring a year-round stream providing a reliable water source--perfect for raising horses or cattle. Enjoy three cleared sites ideal for building your dream home, each offering breathtaking views of the Mohawk Valley. A rough road provides access throughout the property. 0.751 acre by the entrance right side of the property is not excluded. Included is a charming cabin currently operating as an active Airbnb. Built with locally sourced reclaimed materials. The cabin is powered by solar and gas, features hot water, one bedroom, and is suitable for three-season use. This property is a haven for outdoor enthusiasts--hunt on your own land or simply escape the noise of city life. Seller financing available with 40% down at prime rate minus 0.5%, payable over 20 years. Close to Sacandaga Lake, 45 minutes' drive to Albany.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
6/10

Construction

Condition

  • New construction: Yes
  • Year built: 2021

Materials

  • Construction materials: Other

Other

  • Builder model: Cabin

Type & Style

  • Home type: SingleFamily
  • Architectural style: Camp
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven

Basement

  • Basement: None

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 500

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 500
  • Total interior livable area: 500 sqft

Property

Details

  • Parcel number: 273289 20.216.2
  • Zoning description: Farm
  • Special condition: Standard

Features

  • Exterior features: None
  • On waterfront: Yes
  • Waterfront features: Other
  • Waterbody name: Mohawk River

Lot

  • Lot size: 22.65 Acres

Parking

  • Total spaces: 20
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 20
  • Covered spaces: 20

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters in Montgomery County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $806$9,672
Home Insurance *$73$876
Property Taxes $285$3,420
Electricity $246$2,954
Total$1,410$16,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,342/yr
40% on housing$42,300/yr
45% on housing$37,600/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$319This listing

vs Other Active Listings

Avg $/sqft

ZIP 12068$80
Montgomery County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 12068$165
Montgomery County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Price change$159,500
2026-07-13Listed for sale$165,000
2026-05-07Pending sale$165,000
2025-12-23Price change$165,000
2025-10-08Price change$175,000
2025-09-20Listed for sale$225,000

New Construction

AgentFermina B Clet
BrokerageColdwell Banker Prime Properties

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