817 2nd St, Hull, IA, 51239
About This Home
Step into timeless charm and space in this well-maintained 2-story home located in Hull. Offering over 3,200 square feet of living space, this property blends classic character with thoughtful updates throughout. The updated kitchen is both functional and inviting, featuring a pantry for added storage and convenience. Just off the kitchen, you'll find a practical back entryway complete with a locker system and a half bath-perfect for keeping everyday life organized. The main floor also offers a spacious laundry room, a large office with built-in cabinets, and beautifully defined living spaces highlighted by glass pocket doors between the living and dining rooms. Rich woodwork throughout the home adds warmth and showcases its original craftsmanship. Upstairs, all five bedrooms offer generously sized closets, providing plenty of storage space. A full bathroom serves the upper level, making it ideal for larger households or guests. The basement is expansive and already partially finished, offering a great opportunity to customize the space to fit your needs-whether that's additional living space, a rec room, or a home gym. Situated on a large corner lot, this property also includes a detached garage and ample outdoor space to enjoy. If you're looking for a home with character, space, and modern functionality, this one is a must-see.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1919
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Finished area above ground: 0
Heating & Cooling
- Heating features: Gas,Forced Air
- Cooling features: Central
Interior Area
- Total structure area: 0
- Total interior livable area: 3,296 sqft
Kitchen
- Features: Open
Property
Details
- Lease amount: 0
Features
- Stories: 2
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Tornado
- Winter Weather
- Cold Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Drought
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,845 | $22,140 |
| Home Insurance * | $229 | $2,748 |
| Property Taxes | $328 | $3,936 |
| Electricity | $245 | $2,950 |
| Total | $2,647 | $31,764 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $365,000 |
View on Zillow