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401 Us Highway 22 APT 15G, Plainfield, NJ, 07060

1beds
1baths
667sqft
$199,000
$298price/sqft
$1,578/moest. monthly cost
$63,120/yrincome needed

About This Home

Regency Village premieres this lovely 1 Bed 1 Bath second floor unit, ready and waiting for you! An excellent opportunity for the first time buyer or investor looking to add to their rental portfolio. This charming, light and bright unit features a spacious open Living/Dining combo with plenty of natural light, gleaming hardwood flooring, and recessed lighting. Galley efficiency Kitchen offers ceramic flooring and ample cabinet storage. One generous Bedroom with hardwood flooring, plenty of closet space, and lighted ceiling fan for added comfort. Full bath with tub shower rounds out the interior of this gem. Shared basement offers shared laundry facilities, an added convenience. Amenities inc the Outdoor Pool, BBQ/picnic area, and playground. Maintenance fee inc heat, water, sewer, and common areas. All in a prime location, close to public transit, major roads, Watching Square shopping center and more! Why rent when you can own?! Come & see TODAY!

Getting Around

40
WalkingCar-Dependent
33
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

5/10
4/10
2/10

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Gas Range/Oven,Refrigerator,Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full, Interior Entry, Laundry Facilities

Bathroom

  • Features: Tub Shower

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Living Dining Combo
  • Area: 71.80555554727776

Features

  • Entrance Foyer,1 Bedroom,Kitchen,Living Room,Bath Full,Dining Room,None
  • Flooring: Ceramic Tile,Wood

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall Unit(s),Window Unit(s)

Interior Area

  • Total structure area: 667
  • Total interior livable area: 667 sqft

Kitchen

  • Features: Separate Dining Area, Galley Type
  • Area: 72.930555555

Living Room

  • Area: 228

Master Bedroom

  • Area: 160.111111111

Property

Details

  • Parcel number: 1400006010001507CONDO

Features

  • Levels: One, 2nd Floor
  • Stories: 1
  • Pool features: Outdoor Pool,In Ground
  • Exterior features: Curbs,Sidewalk

Lot

  • Features: Near Shopping,Level
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Additional Parking,Asphalt,Common,On Site,Open,Paved,Assigned
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$74$888
Property Taxes $305$3,660
Electricity $193$2,318
Total$1,578$18,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,102/yr
40% on housing$47,340/yr
45% on housing$42,080/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 07060$321
Somerset County$343

vs Homes Sold Last Month

Median $/sqft

ZIP 07060$325
Somerset County$348

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-11Price change$199,000
2026-05-07Listed for sale$230,000

For Sale by Agent

AgentROBERT DEKANSKI
BrokerageRE/MAX 1st ADVANTAGE

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