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5 W 127th St #Phb, New York, NY, 10027

2beds
2baths
1,024sqft
$1,195,000
$1,167price/sqft
$7,674/moest. monthly cost
$306,960/yrincome needed

About This Home

PENTHOUSE PERFECTION JUST IN TIME FOR SUMMER Step into this triple-mint, fully renovated penthouse, where modern luxury meets effortless charm. Boasting a large balcony overlooking serene neighboring gardens and your very own private rooftop terrace with jaw-dropping views, this is the oasis you've been waiting for. The sun-drenched residence features soaring 9-foot ceilings and a thoughtfully designed layout. The windowed kitchen is a chef's dream, outfitted with sleek JennAir appliances and elegant Corian countertops. The expansive great room flows seamlessly to the terrace, creating the perfect indoor-outdoor living experience. The corner primary bedroom offers a tranquil retreat with an en-suite windowed bathroom, complete with heated floors, and generous custom closets. The secondary bedroom is equally inviting, with ample storage space. A second spa-like bathroom, also with heated floors, ensures comfort and convenience for all. The crown jewel is the private rooftop terrace, designed for entertaining or unwinding. Equipped with a built-in barbecue and panoramic views, it’s your personal slice of paradise. Additional highlights include split-unit AC, white oak flooring, recessed lighting, a private storage bin and a laundry room with a vented Maytag washer and dryer. This boutique building, constructed in 2012, offers premium amenities such as a gym, bike storage, private storage, a virtual doorman, a secured package room, and a part-time resident manager. With a coveted 421-A tax abatement in place until 2028, this residence combines luxury with smart investment value. Nestled on a picturesque, tree-lined block, this home is the perfect balance of peaceful living and city convenience. Welcome to your dream home!

Getting Around

98
WalkingWalker's Paradise
100
TransitRider's Paradise
76
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 2012

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 1,024
  • Total interior livable area: 1,024 sqft

Property

Accessibility

  • Accessibility features: Wheelchair Access

Details

  • Special condition: Resale

Features

  • Patio & porch: Other
  • Exterior features: Courtyard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,042$72,504
Home Insurance *$679$8,148
Property Taxes $707$8,484
Electricity $246$2,954
Total$7,674$92,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$263,108/yr
40% on housing$230,220/yr
45% on housing$204,640/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,167This listing

vs Other Active Listings

Avg $/sqft

ZIP 10027$602
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10027$620
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$1,195,000

For Sale by Agent

AgentFabienne Lecole
BrokerageCompass

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