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11631 Cotterill Way, Indianapolis, IN, 46235

4beds
3baths
1,794sqft
$299,950
$167price/sqft
$2,119/moest. monthly cost
$84,760/yrincome needed

About This Home

Step into the perfect blend of modern design, thoughtful details, and everyday functionality with this stunning former model home at Clifton Trace. This two-story gem offers 4 bedrooms, 2.5 baths, and an open-concept floorplan ideal for today's lifestyles. With over 2,200 sq. ft. of carefully curated space, every room is designed to impress. The heart of the home is the Great Room, kitchen, and dining area, seamlessly connected for easy entertaining and family gatherings. A striking wood accent wall in the living area adds a cozy, designer touch, while the dining room boasts a statement light fixture that elevates the space. The kitchen is a showstopper with its thoughtfully designed island and painted accent details, creating both style and function. Need more? The powder bath features an eye-catching tiled accent wall that adds an extra layer of sophistication. Upstairs, a versatile loft invites endless possibilities-movie nights, a playroom, or even a home gym. The luxurious owner's suite is a true retreat, featuring a spacious bedroom, an en-suite bath, and a huge walk-in closet. Each secondary bedroom is packed with personality, from painted accent walls to wood detailing, making every space unique and inviting. Outside, premium landscaping, an irrigation system, and a security system ensure both curb appeal and peace of mind. Beyond your doorstep lies the vibrant community of Clifton Trace, where future amenities like a swimming pool, pool house, playground, pond, and scenic trails promise endless recreation and relaxation right across the street! Located in Indianapolis, this neighborhood combines small-town charm with big-city convenience, putting shopping, dining, and entertainment just moments away. Reach out to us today to schedule your private tour!

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

3/10
Belzer Middle SchoolGrades 7-84.3 mi
3/10

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Other

  • Builder name: Lennar Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,MicroHood,Electric Oven,Refrigerator

Bedroom2

  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 10x11

Bedroom4

  • Level: Upper
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Features

  • Attic Access,Walk-In Closet(s),Storage,Kitchen Island,Pantry,Smart Thermostat
  • Window features: Wood Work Painted
  • Attic: Access Only

Great Room

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Heating & Cooling

  • Heating features: Natural Gas,High Efficiency (90%+ AFUE )
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,794
  • Total interior livable area: 1,794 sqft

Kitchen

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Loft

  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Master Bedroom

  • Level: Upper
  • Area: 182
  • Dimensions: 14x13

Property

Details

  • Parcel number: 490815125003001400
  • Special condition: Corporate Owned
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Smart Lock(s)

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$197$2,364
Property Taxes $222$2,664
Electricity $184$2,212
Total$2,119$25,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,651/yr
40% on housing$63,570/yr
45% on housing$56,506/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 46235$117
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46235$139
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$299,950
2025-04-22Sold$267,435

For Sale by Agent

AgentErin Hundley
BrokerageCompass Indiana, LLC

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