2865 White Tail Dr, Locust Grove, VA, 22508
About This Home
MAJOR PRICE IMPROVED! ***FHA ASSUMABLE LOAN AVAILABLE AT 5.625%*** Loaded with upgrades, this beautifully maintained home in Wilderness Shores offers modern style, energy efficiency, and privacy backing to mature trees. Enjoy peace of mind with low electric bills averaging just $100–$200 during the summer months. Inside, the open-concept main level features wide plank LVP flooring, updated light fixtures, a smart controlled thermostat, finger printed enabled front door lock, a single window solar powered automatic shade on the stairwell, and under the kitchen sink reverse osmosis water filtration system. The stunning kitchen features quartz countertops, a center island with barstool seating, and a sleek modern backsplash. With this open floor plan, the adjoining dining area and family room create a great space for gatherings and entertaining. Upstairs you'll find a versatile loft space, four bedrooms including the spacious primary bedroom suite, and the convenient upper-level laundry. The unfinished walkout basement offers tall ceilings, egress windows for future expansion, and a radon remediation system already in place. Step outside to enjoy the private backyard setting and all that Wilderness Shores has to offer, including an outdoor pool, clubhouse, playgrounds, and scenic walking trails along the Rapidan River. Why wait for new construction when this move-in ready home is available now! Call for your tour today!"
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Other
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Disposal,Dryer,Washer,Refrigerator,Cooktop,Water Treat System,Electric Water Heater
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Unfinished,Rough Bath Plumb
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Ceiling Fan(s)
- Flooring: Luxury Vinyl,Carpet
- Finished area below ground: 0
- Finished area above ground: 2,638
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,638
- Total interior livable area: 2,638 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 012B000001052R
- Zoning: SEE ZONING MAP
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: Community
- Patio & porch: Porch
Lot
- Lot size: 7,448 sqft
- Lot size dimensions: 0.00 x 0.00
Parking
- Total spaces: 4
- Parking features: Garage Door Opener,Garage Faces Front,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Hail
- Hurricane
- Heat Wave
- Inland Flooding
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,755 | $33,060 |
| Home Insurance * | $198 | $2,376 |
| Property Taxes | $267 | $3,204 |
| Electricity | $254 | $3,049 |
| Total | $3,474 | $41,688 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Price change | $525,000 |
| 2026-06-25 | Price change | $545,000 |
| 2026-06-17 | Price change | $575,000 |
| 2026-05-20 | Listed for sale | $585,000 |
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