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2 Pin Oak At Estates At Valley, Union, MO, 63084

3beds
3baths
2,904sqft
$334,900
$115price/sqft
$2,392/moest. monthly cost
$95,680/yrincome needed

About This Home

Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 3BR, 2.5BA Pin Oak 1 ½ Story. Pricing will vary depending on various interior/exterior selections. The highlight of this floor plan is the two story great room, with available window wall and gas fireplace. Luxurious kitchen area with extensive cabinetry, breakfast area, corner pantry, with available kitchen island or expanded plan. Formal dining room. Primary suite on main level with walk in closet, and master bath includes a corner tub with window and walk in shower. Second level can host 2-3 beds, loft area and/or bonus room, and a jack/jill bath. The Pin Oak includes main floor laundry and powder room. Enjoy incredible customer service and McBride Homes' 10 year builders warranty! Valley View Farms offers small town charm with modern conveniences near parks & trails with quick access to I-44 making it perfect for commuters and adventures alike. Display photos shown.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

7/10
Central Elementary SchoolGrades PK-52.8 mi
9/10
Union Middle SchoolGrades 6-83.2 mi
5/10
Union High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes

Materials

  • Construction materials: Frame,Vinyl Siding

Other

  • Builder name: Mcbride Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Electric Range

Basement

  • Has basement: Yes
  • Basement: Concrete,Full

Bedroom2

  • Level: Upper
  • Area: 192
  • Dimensions: 12x16

Bedroom3

  • Level: Upper
  • Area: 192
  • Dimensions: 12x16

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 160
  • Dimensions: 10x16

Features

  • Breakfast Room,Ceiling Fan(s),Entrance Foyer,Kitchen/Dining Room Combo,Open Floorplan,Separate Dining,Walk-In Closet(s)
  • Flooring: Carpet
  • Finished area above ground: 2,904

Great Room

  • Level: Main
  • Area: 336
  • Dimensions: 16x21

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,904
  • Total interior livable area: 2,904 sqft

Kitchen

  • Level: Main
  • Area: 340
  • Dimensions: 17x20

Laundry

  • Level: Main

Primary Bedroom

  • Level: Upper
  • Area: 252
  • Dimensions: 14x18

Property

Details

  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Features: Other

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Cold Wave
Earthquake
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$275$3,300
Property Taxes $203$2,436
Electricity $221$2,661
Total$2,392$28,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,011/yr
40% on housing$71,760/yr
45% on housing$63,786/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 63084$151
Franklin County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 63084$168
Franklin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$334,900

New Construction

AgentPamela Chyba
BrokerageListWithFreedom.com Inc

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