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90 S Main STREET #92, Hartford, WI, 53027

8beds
8baths
7,674sqft
$1,199,900
$156price/sqft
$8,285/moest. monthly cost
$331,400/yrincome needed

About This Home

The iconic Westphal Mansion a Historic English Tudor overlooking downtown Hartford, blending landmark character with extensive modern updates. Now configured as a two-family residence, it offers rare flexibility for multigenerational living, owner-occupancy with income, or future commercial visions with City approvals. Renovations include 60+ new windows, refinished floors, updated kitchens & baths, added closets, in-unit laundry, new boilers & water heaters, exterior paint, upgraded lighting, new decking, a deck extension with gas-plumbed fire pit and hot tub, & a spiral stairway. Walkable to shops, dining, Schauer Arts Center, recreation facilities, & community amenities. A landmark setting adjoining Sawyer Park with everyday convenience and adaptive potential. Also MLS # 1961260.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

8/10
Lincoln Elementary SchoolGrades PK-50.5 mi
3/10
Central Middle SchoolGrades 6-81.1 mi
5/10
Hartford High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1913

Materials

  • Construction materials: Brick,Brick/Stone,Stucco/Slate

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tudor/Provincial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer,Water Softener

Basement

  • Has basement: Yes
  • Basement: Full,Full Size Windows

Bathroom

  • Features: Ceramic Tile,Dual Entry Off Master Bedroom,Master Bedroom Bath: Tub/No Shower,Master Bedroom Bath: Walk-In Shower

Bedroom2

  • Level: Upper
  • Area: 238

Bedroom3

  • Level: Upper
  • Area: 247

Bedroom4

  • Level: Upper
  • Area: 154

Bedroom5

  • Level: Upper
  • Area: 180

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 8
  • Full bathrooms: 7
  • 1/2 bathrooms: 3
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 234

Family Room

  • Level: Upper

Features

  • Separate Quarters,High Speed Internet
  • Flooring: Wood
  • Finished area above ground: 7,674

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Multiple Units,Radiant/Hot Water,Zoned
  • Cooling features: Central Air,Multi Units

Interior Area

  • Total structure area: 7,674
  • Total interior livable area: 7,674 sqft

Kitchen

  • Level: Main
  • Area: 120

Living Room

  • Level: Main
  • Area: 350

Master Bedroom

  • Level: Main
  • Area: 210

Office

  • Level: Upper

Property

Details

  • Parcel number: 36 2103009010
  • Zoning: R2
  • Exclusions: Seller's & Tenant's Personal Property.

Features

  • Levels: Multi-Level
  • Patio & porch: Deck,Patio
  • Living area range: 3501 or more,5001 or more,2501 or more

Lot

  • Lot size: 0.50 Acres
  • Features: Sidewalks

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Heated Garage,Attached,2 Car,1 Space
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$438$5,256
Property Taxes $1,059$12,708
Electricity $721$8,653
Total$8,285$99,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$284,057/yr
40% on housing$248,550/yr
45% on housing$220,933/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 53027$298
Washington County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 53027$191
Washington County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$1,850,000

For Sale by Agent

AgentPaul Monigal
BrokerageCorley Real Estate

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