1323 Elm Ave, Waco, TX, 76704
About This Home
Located on Elm Ave, this property sits on a smaill corner lot. Zoned commercially this property has residential, commercial or mixed-use opportunities. Recent upgrades include spray foam inslultion in the attic and new electrical. Ideal for a small residence, office, studio, botique or investment property. Conveniently located just a block off of I35 and a short drive from everyday essentials like HEB and Sam's Club. Less than 2 miles from downtown Waco, the riverwalk, Baylor University, McLane Stadium and the Foster Pavillion. Downtown offers the Magnolia Silos, many restaurants, and other exciting venues. Owner may consider owner financing.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: Electric Dryer Hookup,Laundry in Utility Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Cooling
- Cooling features: Ceiling Fan(s)
Features
- Cable TV
- Flooring: Luxury Vinyl Plank
Interior Area
- Total interior livable area: 664 sqft
Living Room
- Level: First
- Dimensions: 0 x 0
Master Bedroom
- Level: First
- Dimensions: 0 x 0
Property
Details
- Parcel number: 191732
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Lot size: 4,800 sqft
- Features: Corner Lot
Parking
- Parking features: Unpaved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $910 | $10,920 |
| Home Insurance * | $282 | $3,384 |
| Property Taxes | $204 | $2,448 |
| Electricity | $238 | $2,859 |
| Total | $1,634 | $19,608 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $190,000 |
For Sale by Agent
View on Zillow