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3732 Chestnut Drive, Montrose, CO, 81401

3beds
2baths
2,157sqft
$749,000
$347price/sqft
$4,391/moest. monthly cost
$175,640/yrincome needed

About This Home

Under construction. This beautifully designed home in Brown Ranch is currently scheduled to be completed around May 31st. So many features in this home to love including quartz countertops, soft close cabinetry, large pantry, farm style kitchen sink, tankless water heater, solid core 5 panel interior doors, LG stainless kitchen appliances, black fixtures and hardware, electric fireplace, vaulted ceilings Stone Plastic Composite (SPC) Luxury Vinyl Plank flooring throughout, laundry room sink with additional cabinetry, beautifully tiled showers and stand-alone tub. Exterior features include stucco and stone exterior, black vinyl windows, 3-car garage (909 sq. ft.), large covered back patio with stubbed out natural gas line and ceiling fan that looks over a park/ open space area. Washed concrete found on both the driveway and back patio. This home is energy efficient and sits on an over-excavated foundation with a conditioned crawl space.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
6/10
Centennial Middle SchoolGrades 6-83.4 mi
6/10
Montrose High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Stemwall
  • Roof: Architectural Shingles,Metal
  • Construction materials: Wood Frame,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: W/D Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Cooling

  • Cooling features: Central Air,Ceiling Fan(s)

Dining Room

  • Features: Separate Dining

Features

  • Wired/Cable TV,Ceiling Fan(s),Vaulted Ceiling(s),Pantry,Walk-In Closet(s)
  • Window features: Double Pane Windows,Vinyl
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,157

Interior Area

  • Total structure area: 2,157
  • Total interior livable area: 2,157 sqft

Property

Details

  • Parcel number: 399302410006
  • Zoning description: Residential Single Family

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Porch,Patio

Lot

  • Lot size: 9,147 sqft
  • Features: Adj to Open Space

Parking

  • Total spaces: 3
  • Parking features: Attached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Landslide
Wildfire
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$194$2,328
Property Taxes $224$2,688
Electricity $186$2,232
Total$4,391$52,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,548/yr
40% on housing$131,730/yr
45% on housing$117,093/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 81401$205
Montrose County$396

vs Homes Sold Last Month

Median $/sqft

ZIP 81401$265
Montrose County$258

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$749,000

New Construction

AgentGary Cooper
BrokerageRE/MAX Alpine View

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