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8974 W Teratai St, Star, ID, 83669

4beds
4baths
2,670sqft
$799,990
$300price/sqft
$4,723/moest. monthly cost
$188,920/yrincome needed

About This Home

Discover this must-see Helena home. Included features: an inviting covered entry; a large great room; a gourmet kitchen offering a walk-in pantry. a center island and an adjacent sunroom; a lavish primary suite showcasing a generous walk-in closet and a deluxe bath with double sinks; a convenient laundry; a versatile loft; a study and a covered patio. This could be your dream home!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
Star Elementary SchoolGrades PK-51.7 mi
9/10
STAR MIDDLE SCHOOLGrades 6-80.4 mi
10/10
Eagle High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Richmond American Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,670 sqft

Property

Features

  • Levels: 1.0
  • Stories: 1

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Inland Flooding
Strong Wind

FEMA Declared Disasters in Ada County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance $162$1,944
Property Taxes $353$4,236
Electricity $163$1,958
Total$4,723$56,676

Income You'd Need if You Spent...

35% on housing$161,931/yr
40% on housing$141,690/yr
45% on housing$125,946/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -2.7%
-2.7%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 83669$282
Ada County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 83669$275
Ada County$276

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$819,990

New Construction Spec

BrokerageRichmond American Homes

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