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20820 99th Place S, Kent, WA, 98031

5beds
3baths
2,330sqft
$869,950
$373price/sqft
$5,275/moest. monthly cost
$211,000/yrincome needed

About This Home

This 2,330 square foot home offers an open concept design that seamlessly blends the kitchen, dining, and living areas, creating a spacious environment perfect for gatherings. The kitchen boasts an island with ample counter space, along with a pantry. Adjacent to the main living area, there’s a cozy den that can function as a home office or playroom. The primary suite is generously sized, featuring a walk-in closet and a private bathroom with a double vanity. Additional bedrooms are located near a full bathroom and have easy access to laundry and storage areas, adding convenience for everyday living. Electric car charging pre-wire included!

Getting Around

43
WalkingCar-Dependent
30
TransitSome Transit
22
BikeSomewhat Bikeable

Schools

5/10
4/10
Meeker Middle SchoolGrades 7-82.0 mi
7/10
Kentridge High SchoolGrades 9-121.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Stone,Cement Plank

Other

  • Builder name: Harbour Homes, LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Water Heater: Hybrid electric,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Main

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room,High Tech Cabling
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Engineered Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Heat Pump,HRV/ERV System,Electric,Natural Gas
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,330
  • Total interior livable area: 2,330 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Second

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 000HCIII20
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,High Tech Cabling,Walk-In Closet(s),Water Heater
  • Topography of land: Level,Partial Slope

Lot

  • Lot size: 3,206 sqft
  • Features: Curbs,Paved,Sidewalk,Cable TV,Fenced-Fully,Gas Available,High Speed Internet

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,398$52,776
Home Insurance *$168$2,016
Property Taxes $550$6,600
Electricity $159$1,912
Total$5,275$63,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,857/yr
40% on housing$158,250/yr
45% on housing$140,666/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 98031$277
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98031$347
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$869,950

New Construction

AgentDouglas A McCollum
BrokerageJohn L. Scott, Inc.

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