See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

11 S Acton Pl, Annapolis, MD, 21401

4beds
4baths
3,658sqft
$7,250,000
$1,982price/sqft
$43,776/moest. monthly cost
$1,751,040/yrincome needed

About This Home

Perfectly positioned along the waterfront in the prestigious Murray Hill neighborhood of Annapolis, this extraordinary estate represents a rare opportunity to own a fully reimagined luxury residence where privacy, walkability, boating lifestyle, and architectural sophistication converge in one of the East Coast’s most coveted waterfront settings. RenownedBohan Contracting has been extensively renovating the home since October 2025. The home has not been lived in since completion, offering an exceptionally rare “like-new” experience where every finish, appliance, system, and curated detail remains untouched. Set on an unusually expansive waterfront lot for downtown Annapolis standards, the property delivers a sense of scale and privacy that is nearly impossible to replicate within Murray Hill. Mature landscaping, multiple outdoor living spaces, Brazilian Ipe decking, and panoramic water views create a setting that feels worlds away while remaining just moments from the energy and charm of downtown Annapolis. Designed for the discerning buyer seeking a refined waterfront retreat, the residence effortlessly balances elevated entertaining with relaxed coastal living. Whether arriving by boat after a day on the Chesapeake Bay, hosting sunset gatherings overlooking Spa Creek, or enjoying peaceful mornings watching sailboats drift by, the home was designed around an experience. Inside, timeless design and modern luxury unfold at every turn. The fully reimagined chef’s kitchen rivals those found in premier custom estates, anchored by a complete JennAir Noir appliance suite including a 48-inch dual-fuel range with double ovens, professional refrigeration, dual integrated dishwashers, multiple beverage centers, built-in ice maker, and a butler's pantry designed as both a prep and entertaining space. Custom Schrock “Trademark” maple cabinetry, designer-selected Waterworks fixtures, Calacatta Miraggio Cielo quartz with dramatic waterfall detailing, and layered architectural lighting elevate the space into a true showpiece. Throughout the residence, every finish was intentionally selected to create warmth, sophistication, and understated luxury. Wide-plank white oak flooring, custom white oak ceiling beams, Restoration Hardware lighting, Baldwin hardware, integrated Sonos audio throughout the home, Lutron lighting controls, custom plaster fireplaces, upgraded insulation for sound attenuation, and CAT6 wiring provide the seamless blend of craftsmanship and modern infrastructure expected at this caliber of home. The primary suite serves as a private sanctuary, complete with custom built-ins, boutique-style California Closets systems, integrated laundry, and a bespoke fireplace designed to create an atmosphere reminiscent of a luxury waterfront hotel suite. Every secondary space continues the same level of thoughtful execution and design continuity rarely achieved in residential renovations. Outside, the waterfront experience becomes truly exceptional. A private pier with electric, boat lift, paver stone extended driveway, refinished gates, and oversized outdoor entertaining areas creates a lifestyle tailored for effortless luxury. The property’s unique positioning offers both protected water access and breathtaking views while maintaining an uncommon sense of seclusion in the heart of Annapolis. Located just minutes from Downtown Annapolis, the United States Naval Academy, award-winning restaurants, yacht clubs, boutique shopping, and private aviation access, this home is ideally suited for the executive or entrepreneur seeking an uncompromising second home or primary waterfront residence within easy reach of Washington D.C., Northern Virginia, Philadelphia, and New York. The ability to enjoy a true luxury waterfront lifestyle with boating access, walkability, privacy, and substantial land all within one of Annapolis’ most prestigious neighborhoods is extraordinarily rare.

Getting Around

65
WalkingSomewhat Walkable
42
TransitSome Transit
65
BikeBikeable

Schools

5/10
5/10
5/10
Annapolis High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1928

Materials

  • Foundation: Slab,Concrete Perimeter
  • Roof: Shingle,Copper
  • Construction materials: Combination,Stucco,Mixed,Block

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Dutch,Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Ice Maker,Oven,Extra Refrigerator/Freezer,Humidifier,Microwave,Built-In Range,Range,Dryer,Energy Efficient Appliances,Range Hood,Oven/Range - Gas,Refrigerator,Six Burner Stove,Stainless Steel Appliance(s),Washer,Washer/Dryer Stacked,Tankless Water Heater,Gas Water Heater,Instant Hot Water
  • Laundry features: Dryer In Unit,Has Laundry,Upper Level,Lower Level,Washer In Unit

Basement

  • Level: Unspecified

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Side Entrance,Full,Finished,Improved,Heated,Walk-Out Access,Combination,Connecting Stairway,Garage Access,Interior Entry,Rear Entrance,Shelving,Space For Rooms,Sump Pump,Workshop,Windows

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Attic,Butlers Pantry,Kitchen - Gourmet,Breakfast Area,Combination Kitchen/Dining,Kitchen Island,Combination Kitchen/Living,Combination Dining/Living,Primary Bath(s),Built-in Features,Upgraded Countertops,Crown Molding,Recessed Lighting,Soaking Tub,Bathroom - Walk-In Shower,Ceiling Fan(s),Dining Area,Family Room Off Kitchen,Open Floorplan,Primary Bedroom - Bay Front,Sound System,Store/Office,Walk-In Closet(s),9'+ Ceilings,Beamed Ceilings,Dry Wall
  • Door features: French Doors
  • Window features: Screens,Wood Frames,Double Pane Windows
  • Flooring: Hardwood,Luxury Vinyl,Wood
  • Number of fireplaces: 3
  • Fireplace features: Mantel(s),Brick,Equipment,Gas/Propane,Insert
  • Fireplace: Yes
  • Finished area below ground: 860
  • Finished area above ground: 2,798

Heating & Cooling

  • Heating features: Programmable Thermostat,Zoned,Central,Natural Gas
  • Cooling features: Programmable Thermostat,Ceiling Fan(s),Zoned,Central Air,Humidity Control,Electric

Interior Area

  • Total structure area: 4,142
  • Total interior livable area: 3,658 sqft

Kitchen

  • Features: Fireplace - Gas
  • Level: Lower

Storage Room

  • Level: Unspecified

Utility Room

  • Level: Unspecified

Workshop

  • Level: Unspecified

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020600004155200
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Porch,Breezeway,Brick,Patio,Roof
  • Exterior features: Play Area,Stone Retaining Walls,Balcony
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Partial,Full
  • Has view: Yes
  • View description: Water,Bay,Trees/Woods
  • Has water view: Yes
  • Water view: Water,Bay
  • On waterfront: Yes
  • Waterfront features: Private Dock Site,River,Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Swimming Allowed
  • Waterbody name: Spa Creek
  • Frontage length: Water Frontage Ft: 28

Lot

  • Lot size: 0.66 Acres
  • Features: Bulkheaded,Cul-De-Sac,Premium,Open Lot,Private,Fishing Available,Landscaped,No Thru Street,Rear Yard,SideYard(s),Wooded

Parking

  • Total spaces: 22
  • Parking features: Storage,Basement,Covered,Garage Faces Side,Garage Door Opener,Inside Entrance,Oversized,Electric Vehicle Charging Station(s),Enclosed,Driveway,Paved,Private,Secured,Under Home Parking,Attached,Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 20

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $36,659$439,908
Home Insurance *$1,818$21,816
Property Taxes $4,833$57,996
Electricity $466$5,592
Total$43,776$525,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,500,891/yr
40% on housing$1,313,280/yr
45% on housing$1,167,360/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,982This listing

vs Other Active Listings

Avg $/sqft

ZIP 21401$338
Anne Arundel County$249

vs Homes Sold Last Month

Median $/sqft

ZIP 21401$326
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Listed for sale$7,999,000

For Sale by Agent

AgentShawn Martin
BrokerageReal Broker, LLC

Similar Homes