316 Franklin St #316, Bel Air, MD, 21014
About This Home
316 Franklin St, a charming 3-bedroom, 1.5-bath townhome located in the heart of Bel Air 21014. This well-maintained home features beautiful hardwood floors and an updated eat-in kitchen with granite countertops, offering the perfect blend of character and modern updates. The finished basement provides additional living space ideal for a family room, home office, gym, or play area. Conveniently located within the sought-after Bel Air school district and just minutes from downtown Bel Air’s shopping, dining, parks, and community events. A wonderful opportunity to enjoy comfortable living in a convenient location.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1985
Materials
- Foundation: Other
- Roof: Architectural Shingle
- Construction materials: Brick Front,Combination,Vinyl Siding
Type & Style
- Home type: Townhouse
- Architectural style: Traditional
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Area: 600
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Combination Kitchen/Dining,Kitchen - Table Space
- Finished area below ground: 600
- Finished area above ground: 1,220
Heating & Cooling
- Heating features: Heat Pump,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,820
- Total interior livable area: 1,820 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1303203859
- Zoning: R2
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $83 | $996 |
| Property Taxes | $190 | $2,280 |
| Electricity | $281 | $3,374 |
| Total | $1,944 | $23,328 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $285,000 |
View on Zillow