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33 Barnwood Ln, Smithfield, KY, 40068

4beds
4baths
3,592sqft
$925,000
$258price/sqft
$5,993/moest. monthly cost
$239,720/yrincome needed

About This Home

Experience a new level of luxury living at Smithfield Estates! Nestled on over an acre along the subdivision's private road access, this stunning 4-bedroom, 3.5-bath luxury ranch with a walkout basement offers the perfect blend of elegance, comfort, and functionality. From custom trim details and rich wood beams to soaring vaulted ceilings, every inch of this home was thoughtfully designed to impress. Skip the standard LVP and enjoy the elevated durability and style of RevWood flooring throughout many of the home's main living spaces. The open-concept floor plan creates the ideal setting for entertaining and everyday living, but the true showstopper is the nearly 50-foot covered deck complete with an outdoor kitchen and breathtaking lake views out back. Whether you're hosting guests or enjoying a peaceful Kentucky evening, this outdoor space is second to none. You'll also love the utility garage—perfect for storing lawn equipment, recreational toys, or even that golf cart you've always wanted. Located in Henry County's newest development, Smithfield Estates offers luxury living with affordability and ease of mind. Come tour this incredible model home while it's being built! Open 6 days a week, this is your opportunity to explore available lots, discover customizable home plans, and see firsthand what United Group Home Builders has to offer. Ask about pre-sale lot pricing and lender incentives today!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

2/10
8/10
5/10
Henry County High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Cement Siding,Wood Frame,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Part Fin

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,347
  • Finished area above ground: 2,245

Foyer

  • Level: First

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Basement

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,245
  • Total interior livable area: 3,592 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 0

Features

  • Stories: 1
  • Patio & porch: Patio,Porch
  • Fencing: None

Lot

  • Lot size: 1.20 Acres
  • Features: Covt/Restr,Cleared

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Side,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$471$5,652
Property Taxes $562$6,744
Electricity $283$3,404
Total$5,993$71,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,474/yr
40% on housing$179,790/yr
45% on housing$159,813/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 40068$151
Henry County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 40068$202
Henry County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$925,000

For Sale by Agent

AgentDenise Wisdom
BrokerageReal Broker, LLC

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