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2905 W 27th Ct, Panama City, FL, 32405

5beds
3baths
2,502sqft
$599,990
$240price/sqft
$3,871/moest. monthly cost
$154,840/yrincome needed

About This Home

Welcome to King's Landing, an exclusive waterfront community featuring 39 homesites nestled in the desirable King's Point area of Lynn Haven. The Riverside is a stunning new construction floorplan by Traton Homes, offering a spacious two-story layout designed for modern family living. The Riverside features 5 bedrooms, 3 baths and a 2 car garage. The kitchen features quartz countertops, stainless appliances, a large island, and a walk-in pantry, while the open main level seamlessly connects the dining and family room. A dedicated home office provides the perfect space for remote work or study. Upstairs, the owner's suite boasts a walk-in closet, double-bowl vanity, walk-in shower, and private toilet closet. The home includes many upgrades, including a covered back porch! Residents will enjoy access to the community pool and cabana, perfect for relaxing with neighbors. King's Landing combines comfortable coastal living with convenient access to the water, local shopping, dining and recreation. Come experience the quality craftmanship and attention to detail that Traton Homes has delivered for over 55 years. Move in ready by late August - early September!

Getting Around

9
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

3/10
2/10
Jinks Middle SchoolGrades 6-82.7 mi
4/10
Bay High SchoolGrades 9-123.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: HardiPlank Type,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Cooktop,Ice Maker

Bedroom

  • Level: Second
  • Dimensions: 14.1 x 11.7

Bedroom

  • Level: First
  • Dimensions: 12.2 x 13.1

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: First
  • Dimensions: 17.3 x 16.4

Features

  • Loft
  • Window features: Double Pane Windows

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,502
  • Total interior livable area: 2,502 sqft

Loft

  • Level: Second
  • Dimensions: 15.7 x 14.4

Master Bedroom

  • Level: First
  • Dimensions: 14.11 x 12.11

Property

Details

  • Parcel number: 27017100002
  • Zoning description: Resid Single Family

Features

  • Pool features: Community
  • Patio & porch: Covered,Porch

Lot

  • Lot size: 8,276 sqft
  • Features: Paved
  • Lot size dimensions: 70 x 120

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$293$3,516
Property Taxes $294$3,528
Electricity $251$3,021
Total$3,871$46,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,720/yr
40% on housing$116,130/yr
45% on housing$103,226/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 32405$204
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32405$196
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$646,277

New Construction

AgentPam B Edwards
BrokerageTH Coastal Realty

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